During 2026, the FHA loan limits in Amarillo county, situated in Potter, TX, are as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit structures, and $907,900 for buildings with four units.
The cap for conventional loans is $726,200 for single-family homes, $929,850 for dual-unit dwellings, $1,123,900 for triplexes, and $1,396,800 for properties with four units.
Our FHA calculator helps you find the most competitive FHA rates today and calculates necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive analysis.
Lendersa® compiles extensive loan program data from thousands of lenders and rapidly matches it against your financial profile, furnishing precise comparisons aligned with your needs.
Use the Loan Limits Comparison Table for 2026 in Amarillo County of Potter, TX to assess FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Compare qualification requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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