In the year 2026, the FHA loan limits established for Elm-Creek county in Maverick, TX are as follows: $356,362 for a single-family home. For 2-units, the limit is $456,275. If you're seeking a 3-unit property, the maximum allowance is $551,500, and for a 4-unit residence, it is $685,400.
On the conventional loan side, the cap for a single-family house is $548,250. For properties with two units, the ceiling is $702,000. For three-unit homes, it's set at $848,500, while four-unit homes have a maximum loan amount of $1,054,500.
Leverage our FHA calculator to access the prime FHA rates available today, allowing you to determine critical factors like the required downpayment, income, creditworthiness, reserves, and any necessary documentation for qualifying.
The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms with those of various other loan options. Engage in comparing Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® gathers extensive loan program data from a wide range of lenders, swiftly aligning it with your individual financial profile and specific needs.
For an in-depth review, refer to the Loan Limits Comparison Table for 2026 in Elm-Creek county, Maverick, TX. This provides a detailed comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further evaluate qualification needs such as income, reserves, and credit requirements, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
