For 2026, the FHA loan limit in Gonzales within Gonzales, TX, is set at $472,030 for a single-family home. It extends to $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The cap on conventional loan amounts for a single-family home is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Check out our FHA calculator to view today’s prime FHA rates and determine necessary down payments, income requirements, credit, reserves, and documents needed to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those from other loan programs. You can explore as well as compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates comprehensive loan data from thousands of lenders, allowing rapid assessment against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Gonzales based in Gonzales, TX, offers a detailed view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To critically assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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