For the year 2026, in Mission county situated within Hidalgo, TX, the FHA loan limit is $472,030 for a single-family residence. This adjusts to $604,400 for two-unit houses, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
Regarding conventional loans, the utmost amount available for a single-family home is $726,200. Duplexes have a cap of $929,850, houses with three units $1,123,900, and the ceiling for four-unit homes is $1,396,800.
Employ our FHA calculator to discern today's optimal rates, while calculating the necessary downpayment, income level, credit status, reserves, and documents required for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms versus those of other loan programs. You can explore and assess Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® rapidly collects data from a wide range of lenders, comparing it with your unique financial profile in mere seconds.
The Loan Limits Comparison Table for 2026 in Mission, located in Hidalgo, TX, provides a comparison of FHA limits against those of Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification necessities such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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