For 2026, the FHA loan limits in Prairie-View county, Waller, TX are $356,362 for single-family homes, and $456,275, $551,500, $685,400 for two, three, and four-unit homes respectively.
Conventional loan maximums are $548,250 for a single-family home, moving to $702,000, $848,500, $1,054,500 for two, three, and four units in that order.
Our FHA calculator provides access to today’s finest FHA rates, helping you calculate the downpayment, required income, credit score, reserves, and documentation needed for loan qualification.
Using the Lendersa® calculator, you can evaluate FHA rates and conditions alongside other loan categories such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing on extensive data from thousands of lenders, Lendersa® quickly tailors comparisons to fit your specific financial profile and needs.
The 2026 Loan Limits Comparison Table in Prairie-View county, Waller, TX lets you contrast FHA with various loan types—Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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