During 2025, the FHA loan limits in Richmond County, part of Fort Bend, TX, are set at $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-units, and $907,900 for four-units.
The maximum for conventional loans on a single-family home is $726,200, increased to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Use our FHA calculator for today's best FHA rates, and determine the downpayment, income, credit, reserves, and documents required for qualification.
With Lendersa®, compare FHA rates and terms with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves extensive data from lenders and provides comparisons tailored to your financial profile within seconds.
The Loan Limits Comparison Table for 2025 in Richmond, part of Fort Bend, TX, contrasts FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Check qualification needs like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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