In 2026, within Austin county of Sealy, TX, the FHA loan limits are $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The upper limit for conventional loans on a single-family residence is $726,200, where it increases to $929,850 for two units, $1,123,900 for three units, and reaches $1,396,800 for homes with four units.
Utilize our FHA calculator to see today's best FHA rates and learn about the downpayment, income, credit, reserves, and documents required for qualification.
With the Lendersa® calculator, you can compare FHA rates with those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from thousands of lenders, comparing it to your specific financial profile and requirements.
Consult the Loan Limits Comparison Table for 2026 in Sealy, county of Austin, TX, to assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification essentials like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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