In the fiscal year 2026, FHA loan limits applicable in the area of Ogden within Weber county, UT, are explicated as follows: for a single-family home, the permissible loan ceiling is set at $744,050. If you're looking to finance a property with two units, the top allowable amount reaches $952,500. For residences structured to accommodate three separate living units, the cap moves to $1,151,400, and for larger properties designed for four families or units, the uppermost limit extends to $1,430,900.
In terms of conventional loans, the maximum loan amount that can be extended for a single-family home is $744,050. For dual-unit residences, the threshold is set at $952,500, while properties with three units can receive funding up to $1,151,400. If your property houses four separate units, the ceiling maxes out at $1,430,900.
Our FHA calculator is a powerful tool that can aid you in finding today’s most competitive FHA interest rates. It also assists in clarifying the necessary down payment requirements, acceptable income levels, credit score expectations, and the reserve funds along with other documentation needed for qualification. This tool is instrumental in guiding you through the complexities of obtaining an FHA loan and ensuring you have a clear understanding of the process.
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Utilize the Lendersa® calculator to make informed comparisons of FHA rates and terms alongside those available through a suite of other loan programs. This includes an exploration of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and a variety of hard money loans. By assessing these options, you can strategically select the loan that best aligns with your financial conditions and aspirations.
Lendersa® aggregates extensive loan program data sourced from thousands of lenders, enabling real-time, precise comparison against your specific financial needs and profile. This allows for a thoughtful analysis tailored to your unique circumstances, streamlining the decision-making process.
For the year 2026, refer to the comprehensive Loan Limits Comparison Table focused on Ogden, within Weber, of UT. This table provides an exhaustive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. When delving into comparative qualification requirements such as income brackets, reserves, and credit standards, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers in-depth insights to ensure you meet all necessary criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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