In the year 2026, those residing in Lorton county in Fairfax, VA should be aware that the FHA loan limit stands at $1,089,300 for a single-family home. For those with 2-units, the limit is $1,394,775. When it comes to 3-unit properties, the limit is $1,685,850, and for those considering purchasing a 4-unit property, it is set at $2,095,200. Knowledge of these limits is crucial for potential homebuyers.
Conversely, if you are exploring conventional loans, the maximum loan amounts differ slightly. For a single-family residence, the maximum allowable amount is $1,089,300. Those interested in a 2-unit property will find the limit is $1,394,775. For a 3-unit residence, you can expect a cap of $1,685,850. Finally, for those seeking to finance a 4-unit dwelling, the cap is $2,095,200. These figures can help guide you through the financing process.
To ensure you're getting the best possible rates today, we recommend using our FHA calculator. This invaluable tool helps you explore current FHA interest rates and assists in understanding the financial requirements, such as downpayment, income, credit scores, reserves, and various documents needed for qualification. Knowing these parameters allows prospective buyers to make informed decisions.
Additionally, embarking on this financial journey, the ability to contrast loan offers from a multitude of 100 different lenders can empower you with the insights needed to choose the most suitable offer.
With the help of the Lendersa® calculator, you can easily analyze and weigh the advantages of FHA loan rates and terms against a plethora of other available loan programs. The tool provides insights into Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM, and hard money loans, allowing borrowers to make well-informed choices that align with their needs.
Lendersa® acts as a bridge between borrowers and a vast network of lenders by collecting and comparing data from thousands of sources in just a matter of seconds. This comprehensive comparison is tailored to fit your unique financial profile and individual needs, offering a custom fit for your financial goals.
Specifically for 2026, the Loan Limits Comparison Table for Lorton county in Fairfax, VA lays out a comparison of maximum loan amounts for an array of loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and even hard money loans. To delve into qualification requirements such as necessary income levels, required reserves, and credit scores, Lendersa® offers the unparalleled Super Loan Integrated Qualifier (SLIQ™), guiding you through the complex qualifying landscape with ease.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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