For the year 2026, the FHA loan limit set for Oakton county in Fairfax, VA, is as follows: a maximum of $1,089,300 is allowed for a single-family home, while for properties with two units, the limit increases to $1,394,775. For homes featuring three units, the limit is set at $1,685,850, and for four-unit dwellings, it goes up to $2,095,200.
When it comes to conventional loans, the maximum loan amount available for a single-family residence is $1,089,300. This amount rises to $1,394,775 for two-unit properties, to $1,685,850 for homes with three units, and finally to $2,095,200 for four-unit structures.
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The Lendersa® calculator empowers you to compare FHA rates and terms against other available loan programs. Engage in a comprehensive comparison of Conventional loans, Jumbo loans, VA options, USDA loans, Non-QM products, and hard money loans with FHA terms to find the most suitable deal for your financial situation.
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The Loan Limits Comparison Table for 2026 in Oakton county of Fairfax, VA, assists you in measuring different loan limits, encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed analysis of qualification needs such as income, reserves, and credit score, make sure to utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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