For the year 2026, the FHA loan limit set for Oakton county in Fairfax, VA, is as follows: a maximum of $1,089,300 is allowed for a single-family home, while for properties with two units, the limit increases to $1,394,775. For homes featuring three units, the limit is set at $1,685,850, and for four-unit dwellings, it goes up to $2,095,200.
When it comes to conventional loans, the maximum loan amount available for a single-family residence is $1,089,300. This amount rises to $1,394,775 for two-unit properties, to $1,685,850 for homes with three units, and finally to $2,095,200 for four-unit structures.
Make use of our FHA calculator to discover today’s best FHA rates. It will help you accurately determine the downpayment, income level, credit score, reserves, and documentation necessary to qualify successfully.
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The Lendersa® calculator empowers you to compare FHA rates and terms against other available loan programs. Engage in a comprehensive comparison of Conventional loans, Jumbo loans, VA options, USDA loans, Non-QM products, and hard money loans with FHA terms to find the most suitable deal for your financial situation.
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The Loan Limits Comparison Table for 2026 in Oakton county of Fairfax, VA, assists you in measuring different loan limits, encompassing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed analysis of qualification needs such as income, reserves, and credit score, make sure to utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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