In 2025, the FHA loan limits set for Westminster county within Windham, VT, are established to meet a variety of housing scenarios. For a single-family home, the maximum loan is $472,030. For residences with two units, the limit increases to $604,400. Properties encompassing three units have a cap of $730,525, and for four-unit buildings, the limit extends to $907,900. These thresholds ensure homebuyers have access to the appropriate financing options suited to their specific residential needs.
When looking at conventional loans, the maximum lending amount available for a single-family residence stands at $726,200. For homes with two units, the cap is $929,850. If you are considering financing for three-unit properties, the ceiling is $1,123,900, and it rises to $1,396,800 for four-unit structures. These structured limits offer clarity and support for potential buyers and investors managing varying real estate assets.
Using our FHA calculator can help you discover today’s most competitive FHA rates. It assists in determining the required downpayment, assessing income brackets, evaluating credit score necessities, and understanding the reserve levels and range of documents needed for qualification. These insights are essential for ensuring preparedness and alignment with lending standards.
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The Lendersa® calculator is designed to help you compare FHA rates and terms strategically alongside varied loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and adaptable hard money options. By analyzing these possibilities, borrowers can gain a comprehensive outlook, which facilitates informed decision-making tailored to their financial goals and housing needs.
Lendersa® aggregates comprehensive loan program data from thousands of diversified lending sources, executing efficient comparisons against your individualized financial profile and needs. This provides accurate insights that empower well-grounded financial decisions in a timely manner.
Our Loan Limits Comparison Table for 2025 in Westminster county of Windham, VT, offers an in-depth look at permissible maximum loan amounts across multiple loan paths. These encompass FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money financing. To evaluate qualification criteria such as income, reserves, and credit ratings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which provides detailed and illuminating analyses to align your financial planning with effective borrowing strategies.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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