As of 2026, the FHA loan limits in Covington county, King, WA, are determined as follows: $977,500 for single-family homes, $1,251,400 for properties with two units, $1,512,650 for those with three units, and $1,879,850 for four-unit residences.
The conventional loan caps are set at $977,500 for single-family dwellings, climbing to $1,251,400 for two-unit structures, $1,512,650 for three-unit houses, and $1,879,850 when it involves four-unit properties.
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The Lendersa® calculator empowers you to compare FHA loan rates and terms with those from diverse other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, offering a comprehensive view of available financial products.
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For 2026 in Covington county, King, WA, the Loan Limits Comparison Table highlights the maximum loan amounts for a variety of lending options. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate essential qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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