For the year 2026, the limits for FHA loans in Longbranch within Pierce, WA are set at $977,500 for a single-family home. For properties with 2-units, the limit rises to $1,251,400, increases further to $1,512,650 for 3-units, and peaks at $1,879,850 for properties with 4-units.
In contrast, conventional loan maximums on a single-family home are $977,500, climbing to $1,251,400 for 2-unit properties, reaching $1,512,650 for 3-units, and $1,879,850 for 4-units.
Use our FHA calculator to view current optimal FHA rates and assess necessary downpayments, along with calculating income, checking credit standing, reserves, and gathering required documents for qualifying.
Utilizing Lendersa®’s calculator, you can compare FHA options with other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® pulls data from a multitude of lenders and quickly compares this information to your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Longbranch, Pierce, WA assists in comparing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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