2025 FHA (Government Loans) Limits for Lynnwood, Snohomish County, Washington

For the year 2025, the FHA loan limit in Lynnwood county, Snohomish, WA, is $977,500 for a single-family house. For 2-unit residences, it's $1,251,400, for 3-unit homes, $1,512,650, and for 4-units, the limit stands at $1,879,850.

The highest conventional loan amount for a single-family home is $977,500, for a 2-unit setup it covers up to $1,251,400, for 3-units, it reaches $1,512,650, and for 4-unit structures, it's $1,879,850.

Try out our FHA calculator to find the top FHA rates available today, and figure out what’s needed for your downpayment, income, credit score, reserves, and documentation to qualify.

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Explore Loan Options in Lynnwood, WA

The Lendersa® calculator is a tool designed to help you explore and evaluate FHA rates and terms alongside other loan program details, such as those for conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

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This year's 2025 Loan Limits Comparison Table for Lynnwood county in Snohomish, WA, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualifications like income, reserves, and credit, opt for Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lynnwood county of Snohomish, WA

SFR 2 Units 3 Units 4 Units
FHA $977,500 $1,251,400 $1,512,650 $1,879,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $977,500 $1,251,400 $1,512,650 $1,879,850
USDA $713,000 $713,000 $713,000 $713,000
VA $977,500 $1,251,400 $1,512,650 $1,879,850
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Sunset Equity Funding
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  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
  • Lori Printy - GEM Mortgage
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