In the year 2026, the FHA loan limits in Prairie-Heights's Pierce county, located in WA, are set at $776,250 for a single-family dwelling. For properties with two units, the limit is raised to $993,750, while 3-unit properties can receive up to $1,201,200. For 4-unit buildings, the limit peaks at $1,492,800.
Conversely, the highest amount available for conventional loans on single-family residences is $776,250. Should you have a 2-unit property, the ceiling is $993,750, the 3-units will have a maximum of $1,201,200, and for those with four units, it caps at $1,492,800.
With our FHA calculator, gain insights into the best rates available today. It guides you through calculating the downpayment and understanding the income level, credit score, reserve requirements, and documentation needed to qualify for a loan.
The Lendersa® calculator assists in comparing FHA rates and terms with those from other loan programs. This includes a range, from Conventional loans to Jumbo, VA, USDA, Non-QM, alongside hard money loans, all in relation to FHA.
Using extensive loan program data sourced from thousands of lenders, Lendersa® swiftly compares them to your singular financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Prairie-Heights's county of Pierce, WA allows for evaluating FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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