For the year 2026, the FHA loan limit in the county of Clark within Ridgefield, WA, is set at $672,750 for a single-family home. For two-unit properties, it is $861,250, for three-unit buildings, $1,041,050, and for four-unit residences, $1,293,750.
Regarding conventional loans, the maximum for a single-family home is $726,200. It increases to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to discover today’s leading FHA rates and assess the necessary downpayment, required income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows for comparison of FHA rates and terms with all other loan programs. Delve into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA to gauge the best fit.
With data gathered from numerous lenders, Lendersa® provides rapid comparisons tailored to your specific financial situation and requirements.
Check the Loan Limits Comparison Table for 2026 in Ridgefield, county of Clark, WA, to contrast maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To evaluate qualification standards such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $672,750 | $861,250 | $1,041,050 | $1,293,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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