In 2026, the FHA loan limits within the Wenatchee county of Chelan, WA are outlined as follows: $506,000 for a single-family home, $647,750 for properties with two units, $783,000 for three-unit homes, and $973,100 for four-unit dwellings.
For conventional loans, the maximum allowable amounts are $726,200 for a single-family residence, $929,850 for two-unit buildings, $1,123,900 for three-unit properties, and $1,396,800 for those with four units.
Take advantage of our FHA calculator to discover today’s leading FHA rates and determine what you need for down payment, income verification, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator is designed to help you compare FHA loan rates and terms with a spectrum of other loan programs. Evaluate options like Conventional loans, Jumbo, VA, USDA, Non-Qm, and hard money loans against FHA standards.
Lendersa® retrieves loan program information from thousands of lenders, providing a quick match to your financial profile and specific needs.
In 2026, the Loan Limits Comparison Table for Wenatchee county of Chelan, WA allows a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements such as income, reserves, and credit ratings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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