2026 FHA Loan Limits for Ashland, Ashland County, Wisconsin

In 2026, the FHA loan limits in Ashland county of Ashland, WI, stand at $472,030 for a single-family home. For multi-units, they increase to $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The conventional loan limit for single-family homes is $726,200, with $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Use our FHA calculator to explore today’s top FHA rates, determining the downpayment, income, credit, reserves, and documents needed for qualification.

Explore loan offers from 100 different lenders

Explore Loan Choices in Ashland, WI

The Lendersa® calculator lets you compare FHA rates and terms against other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® collects comprehensive data from thousands of lenders and matches it swiftly with your specific financial profile and requirements.

In 2026, the Loan Limits Comparison Table for Ashland county of Ashland, WI, presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements on income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Ashland county of Ashland, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Ashland FHA Lenders

  • National Bank of Commerce
  • 1127 Tower Ave, Superior, WI, 54880
  • Lends in Wisconsin
  • National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota

  • Indianhead Credit Union
  • 104 East Maple Street, Spooner, WI, 54801
  • Lends in Wisconsin
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,

  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Lends in Wisconsin
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.

  • Dairy State Bank
  • 16 South Main Street, Rice Lake, WI, 54868
  • Lends in Wisconsin
  • Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible

  • Zip Mortgage LLC
  • 7697 Johnson St, Siren, WI, 54872
  • Lends in Wisconsin
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Lends in Wisconsin
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto

  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Lends in Wisconsin
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.

  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Lends in Wisconsin
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.

  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Lends in Wisconsin
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.

  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Lends in Wisconsin
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.