2026 FHA (Government Loans) Limits for Chippewa-Falls, Chippewa County, Wisconsin

In 2026, within Chippewa-Falls county of Chippewa, WI, FHA loan limits are: $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.

For conventional loans, maximum amounts are: $548,250 for single-family residences, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to find today's top FHA rates and determine the necessary downpayment, income, credit, reserves, and documents needed for qualification.

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Explore Loan Options in Chippewa-Falls, WI

Lendersa® calculator allows FHA comparisons with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

Lendersa® compiles data from thousands of lenders, matching it with your financial profile.

Consult the Loan Limits Comparison Table for 2026 in Chippewa-Falls, Chippewa, WI, which compares FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loans. For qualification, use Lendersa® SLIQ™ for detailed analysis.

Loan limits Chippewa-Falls county of Chippewa, WI

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Chippewa-Falls FHA Lenders

  • CCFBank
  • 3625 Gateway Dr, Eau Claire, WI, 54701
  • Lends in Wisconsin
  • At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.

  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Lends in Wisconsin
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.

  • Dairy State Bank
  • 16 South Main Street, Rice Lake, WI, 54868
  • Lends in Wisconsin
  • Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible

  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Lends in Wisconsin
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.

  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Lends in Wisconsin
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.

  • Shell Lake State Bank
  • 102 5th Avenue, Shell Lake, WI, 54871
  • Lends in Wisconsin
  • Shell Lake State Bank has been providing financial services to the residents and visitors of Northwest Wisconsin. Complete banking services are available at the Main Office in Shell Lake as well as the branch offices located in Spooner, Minong, Hayward and Stone Lake, WI. The Shell Lake State Bank.

  • Mortgage Experts Team
  • 1304 North Central Avenue, Marshfield, WI, 54449
  • Lends in Wisconsin
  • Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.

  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Lends in Wisconsin
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.

  • Indianhead Credit Union
  • 104 East Maple Street, Spooner, WI, 54801
  • Lends in Wisconsin
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,