For the year 2026, the FHA loan limit in Elm-Grove county, Waukesha, WI stands at $362,250 for a single-family residence. It increases to $463,750 for two-unit dwellings, $560,550 for triplexes, and reaches $696,650 for four-unit properties.
Meanwhile, the maximum conventional loan amount is $548,250 for single-unit homes, $702,000 for properties with two units, $848,500 for those with three units, and $1,054,500 is set for four-unit homes.
To determine the most beneficial FHA rates and understand the necessary down payment, income, credit, reserves, and documents needed for qualification, use our FHA calculator.
The Lendersa® calculator is a powerful tool to compare FHA loan rates and conditions against various other loan programs, including Conventional, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls loan program data from a broad array of lenders and compares it swiftly to your unique financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 within Elm-Grove county, part of Waukesha, WI. It provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans' maximum amounts. To better understand qualification requirements like income, reserves, and credit, use the innovative Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $362,250 | $463,750 | $560,550 | $696,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $289,800 | $289,800 | $289,800 | $289,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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