In 2025, the FHA loan limits for Harrison county of Calumet, WI, are articulated as follows: for a single-family home, the maximum allowance is $472,030. This increases to $604,400 for properties with 2-units, while 3-unit homes can go up to $730,525. For those properties consisting of 4-units, the cap is $907,900. Understanding these limits benefits buyers and investors, providing a clear framework of the maximum funding accessible through FHA loans. These programs, by boosting the affordability of housing, especially encourage investment in larger multi-family properties.
On the other hand, when considering conventional loans, the prescribed upper limits are different. For single-family residences, this limit is $726,200. For 2-unit homes, the figure reaches $929,850. For 3-units, it rises to $1,123,900, and it is topped at $1,396,800 for 4-unit buildings. These limits serve as a guide to help potential buyers and investors plan their finances accurately, aligning their purchasing strategies with the viable mortgage options provided under conventional loan schemes.
To assess today’s competitive FHA rates, our FHA calculator is an essential tool. It helps you evaluate requirements such as downpayments, income levels, credit scores, reserves, and the necessary documentation for qualification. This comprehensive aid ensures applicants are fully prepared for the loan application process, easing the pathway to securing a mortgage.
The Lendersa® calculator provides a comprehensive insight into contrasting FHA rates and terms with a vast array of other loan programs available. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA. This exploration ensures decisions are made with full information, supporting strategic financial choices that are aligned with your goals.
Lendersa® efficiently gathers loan information from thousands of lenders, rapidly analyzing this data in connection with your unique financial circumstances. This provides a tailored approach, optimizing loan offers to fit your financial reality with precision and accuracy.
Refer to the Loan Limits Comparison Table for 2025 in Harrison, within Calumet, WI. This table provides an in-depth review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve deeper into qualification criteria such as income, reserves, and credit requirements, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers thorough analysis, equipping you to undertake financial decisions with comprehensive understanding and confidence.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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