2026 FHA (Government Loans) Limits for Kiel, Manitowoc County, Wisconsin

In 2026, FHA loan limits in Kiel county, Manitowoc, WI are set at $472,030 for a single-family home. For properties with two units, it's $604,400, three units are $730,525, and four-unit homes have a limit of $907,900.

Conventional loans have maximums of $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.

Use our FHA calculator to find today’s FHA rates and assess the necessary downpayment, income, credit, reserves, and documents for qualification.

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Evaluate Loan Options in Kiel, WI

The Lendersa® calculator lets you compare FHA rates and terms with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently collects and analyzes loan data from thousands of lenders, quickly matching available options to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Kiel county of Manitowoc, WI, provides maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements like income, reserves, and credit.

Loan limits Kiel county of Manitowoc, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Kiel FHA Lenders

  • UnitedOne Credit Union
  • 1117 South 10th Street, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.

  • Bank First
  • 402 N 8TH St, Manitowoc, WI, 54220
  • Lends in Wisconsin
  • Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level.

  • Oostburg State Bank
  • 905 Center Avenue, Oostburg, WI, 53070
  • Lends in Wisconsin
  • Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.

  • Oshkosh Postal Employees Credit Union
  • 1012 W 20th Avenue, Oshkosh, WI, 54902
  • Lends in Wisconsin
  • The Oshkosh Postal Employees Credit Union was incorporated on February 25, 1930 with 7 letter carriers who worked at the Post Office in Oshkosh, Wisconsin. In April of 1973, the By-Laws were changed to include employees of the associate offices (549 Zip Code Area) and their families as well as the employees of the Credit Union and their families

  • Denmark State Bank
  • 103 Main Street, Denmark, WI, 54208
  • Lends in Wisconsin
  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Wisconsin
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Lends in Wisconsin
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.

  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Lends in Wisconsin
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker

  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer.

    Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options

  • McGlone Mortgage Group
  • 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
  • Lends in Wisconsin
  • Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple