In 2026, the FHA loan cap in Lake-Delton county, part of Sauk, WI, is set at $356,362 for a single-family home. For duplexes, the limit is $456,275, while triplexes have a limit of $551,500, and quadruplexes are capped at $685,400.
For conventional loans, the maximum borrowing amount for a single-unit home is $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for a four-unit building.
Our FHA calculator is available to help you view today's optimal FHA rates and ascertain the down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator offers comparisons of FHA rates and terms with those of other loan programs. Delve into and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans, in conjunction with FHA offerings.
Lendersa® efficiently aggregates loan program data from numerous lenders and rapidly matches it with your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 for Lake-Delton county, under Sauk, WI, provides a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification conditions such as income, reserves, and credit, leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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