In 2025, the FHA loan limits for Platteville county of Grant, WI are established as: for a single-family home, the cap is $472,030. For properties consisting of 2-units, the allowable limit extends to $604,400. Homes with 3-units can borrow up to $730,525, and for 4-unit residences, the limit is set at $907,900. These defined limits are critical for homebuyers and real estate investors alike, as they provide a structured formula for determining the maximum amount that can be borrowed through FHA loan programs. Such limits aim to enhance and facilitate greater affordability and accessibility in homeownership, especially in cases where buying multi-family properties is concerned.
In contrast, the maximum amounts for conventional loans differ distinctly. For a single-family residence, the highest loan value is $726,200. Moving to homes with 2-units, this increases to $929,850. For 3-unit dwellings, the sum advances to $1,123,900, and for 4-unit buildings, the cap is $1,396,800. Recognizing these limits is essential for accurately guiding financial plans, ensuring your projects are aligned with feasible funding through conventional loan avenues, and ultimately facilitating informed lending decisions.
Utilized effectively, our FHA calculator can unveil today’s most advantageous FHA rates. Beyond rate discovery, it helps organize necessary downpayment calculations, income verifications, credit score requirements, reserves assessments, and the assembly of all required qualifying documents. This tool simplifies and clarifies the complexities inherent in the loan application process, preparing you for success.
The Lendersa® calculator provides a robust framework for comparing FHA rates and terms against a broad range of other available loan programs. It covers Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loan options. This extensive comparison affords you the information necessary to select the loan option that best fits your financial goals and constraints.
Lendersa® aggregates and processes data from a multitude of lenders efficiently, aligning it quickly with your existing financial profile to uncover the most suitable loan options. This accelerated and detailed analysis facilitates informed decisions and optimal loan matching.
To delve deeper, refer to the Loan Limits Comparison Table for 2025 in Platteville, within Grant, WI. This table provides an exhaustive review of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan frameworks. To extensively evaluate qualification thresholds—covering aspects like income, reserves, and credit—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™). This facilitates strategic and confident financial planning by offering in-depth, accurate analysis on what is required for eligibility.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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