In 2026, the FHA loan limit for Rhinelander county in Oneida, WI stands at $472,030 for a single-family residence. For multi-unit properties, limits are $604,400 for two units, $730,525 for three units, and $907,900 for those with four units.
The maximum allowable amount for conventional loans on a single-family home is $726,200. It increases to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for fourplexes.
Our FHA calculator can help you assess today’s top FHA interest rates and determine the necessary downpayment, required income, credit criteria, reserves, and documents for qualification.
With the Lendersa® calculator, compare FHA rates and terms with a range of other loan programs. Look into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® accesses extensive data from thousands of lenders and matches loan options to your unique financial profile swiftly and accurately.
The Loan Limits Comparison Table for 2026 in Rhinelander county of Oneida, WI presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements like income and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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