In 2026, the FHA loan limit in Richland-Center county, Richland, WI, is set at $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit homes, and $685,400 for buildings with four units.
For conventional loans, the maximum for a single-family residence is $548,250. For two-unit homes, it is $702,000, three-unit residences are at $848,500, and four-unit homes can reach $1,054,500.
Use our FHA calculator to explore today’s leading FHA rates and determine necessary down payments, income thresholds, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles loan program data from thousands of lenders and promptly matches it to your unique financial needs.
The Loan Limits Comparison Table for 2026 in Richland-Center county of Richland, WI, provides a way to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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