2026 FHA loan limit in Thermopolis, Hot Springs county WY

As of 2026, the FHA loan limits in Thermopolis county, Hot Springs, WY, stand at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for triplexes, and $907,900 for four-unit buildings.

The highest loan amounts for conventional loans on single-family residences are $726,200. For two units, the limit is $929,850, for three units it's $1,123,900, and for homes with four units, it reaches $1,396,800.

Utilize our FHA calculator to explore today's optimal FHA rates and ascertain the requisite downpayment, income, credit standing, reserves, and documents necessary for qualification.

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Investigate your loan choices in Thermopolis, WY

Lendersa® calculator provides a robust way to compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates vast data from thousands of lenders and performs rapid comparisons tailored to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Thermopolis county of Hot Springs, WY, provides a detailed overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive analysis.

	SFR	2 Units	3 Units	4 Units
FHA	$472,030	$604,400	$730,525	$907,900
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$726,200	$929,850	$1,123,900	$1,396,800
USDA	$336,500	$336,500	$336,500	$336,500
VA	$726,200	$929,850	$1,123,900	$1,396,800
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

Thermopolis FHA Lenders
(307) 857-9000 Lender's profile and map Wyoming Community Bank 1700 N. Federal Boulevard, Riverton, WY, 82501 Lends in Wyoming In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
(307) 684-5591 Lender's profile and map Buffalo Federal Bank 106 Fort Street, Buffalo, WY, 82834 Lends in Wyoming In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
(307) 684-2211 Lender's profile and map First Northern Bank of Wyoming 141 S. Main St, Buffalo, WY, 82834 Lends in Wyoming First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
(307) 655-2291 Lender's profile and map Cowboy State Bank 515 Dayton Street, Ranchester, WY, 82839 Lends in Wyoming Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
(307) 413-0796 Lender's profile and map Bank of Jackson Hole 990 West Broadway, Jackson, WY, 83001 Lends in Wyoming At Bank of Jackson Hole, we value the relationships we’ve built with our customers. That’s why we offer personal banking services designed to meet all of your financial needs in the convenience of one place. Efficient, no-hassle products and services keep your lifestyle and financial goals in the forefront.
(307) 674-0464 Lender's profile and map First Federal Bank and Trust 671 Illinois Street, Sheridan, WY, 82801 Lends in Wyoming First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
(307) 751-2376 Lender's profile and map Cherry Creek Mortgage, LLC 379 Kilbourne St, Sheridan, WY, 82801 Lends in Wyoming We are a full service mortgage banking company. Cherry Creek Mortgage embodies the best of the big and small lenders. By dealing with Fannie Mae, Freddie Mac, and the Wall Street conduits, our customers are offered a variety of loan products and services with the financial backing they can count on.
(307) 234-5401 Lender's profile and map Wyo Central Federal Credit Union 190 S David Street, Casper, WY, 82601 Lends in Wyoming Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
(307) 237-4555 Lender's profile and map Jonah Bank of Wyoming 777 W. 1st Street, Casper, WY, 82601 Lends in Wyoming Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
Also lends in Wyoming
(406) 662-3388 Lender's profile and map Bank of Bridger 101 South Main, Bridger, MT, 59014 Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.