As of 2025, the FHA loan limits in Thermopolis county, Hot Springs, WY, stand at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for triplexes, and $907,900 for four-unit buildings.
The highest loan amounts for conventional loans on single-family residences are $726,200. For two units, the limit is $929,850, for three units it's $1,123,900, and for homes with four units, it reaches $1,396,800.
Utilize our FHA calculator to explore today's optimal FHA rates and ascertain the requisite downpayment, income, credit standing, reserves, and documents necessary for qualification.
Lendersa® calculator provides a robust way to compare FHA rates and terms with those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates vast data from thousands of lenders and performs rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Thermopolis county of Hot Springs, WY, provides a detailed overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comprehensive analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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