Saratoga complete list of Hard Money Lenders 2026

Lendersa® will pair your loan request in Saratoga, Los Angeles County, California, with 991 hard money lenders and brokers. The advanced hard money mortgage calculator from Lendersa® evaluates and matches your lending requirements by using 20 different matrices, which include the proximity to the property and your desired speed of funding.

The Lendersa® directory of hard money lenders shows 2 lenders and brokers within 5 miles of Saratoga, 19 within 10 miles from the city, and 58 with offices located within 25 miles of Saratoga.

Unlike conventional loans, having a hard money investor close to the property can enhance the chances of loan approval and speed up the funding process.

Explore loan offers from 100 lenders in Saratoga

To find the exact distance between the lenders to your property, you can enter the property address or location here:


  • Vantex Capital Group
  • 2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
  • Lends in California
  • At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.

  • America's Loan Advisors Inc.
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • Lends in California
  • We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.

  • La Costa Loans
  • 703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011
  • Lends in California
  • La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.

  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • Lends in California
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.

  • Capella Mortgage
  • 3765 E Sunset Rd, Suite B9, Las Vegas, NV, 89120
  • Lends in California
  • Capella Mortgage is the leading provider of Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential and commercial property in NV, CA, NM, TX, AZ, WY and CO. NMLS # 372157. Hard Money mortgage lending in Las Vegas/Henderson. We have private lending programs for residential

  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Lends in California
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.

  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Lends in California
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.

  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • Lends in California
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.