Jumbo Loan Limits for Chelsea, Shelby County, AL in 2026

If you're looking for a jumbo loan that exceeds the threshold of $726,200, be prepared for a minimum 10% down payment within Chelsea county of Shelby, AL. Lendersa® offers a comprehensive list of both portfolio lenders and Non-QM lenders who can facilitate Jumbo loans with an upper limit of $3,000,000. For those with substantial financial resources, the opportunity to secure super jumbo loans up to a considerable $35,000,000 is available.

Here are the limits set for conforming high-balance loans: for a single-family residence, the limit is $726,200; for duplex properties, it's $929,850; triplexes have a cap of $1,123,900; whereas for four-unit apartments, it's $1,396,800. Utilize our Jumbo mortgage rate calculator to evaluate the current market rates and understand the downpayment, income, credit, reserve requirements, and documentation you must meet to qualify.

Examine competitive loan offers from over 100 lenders

Customized Jumbo Loan Solutions for Chelsea, AL

Lendersa® is committed to assisting you in obtaining the most fitting jumbo loan tailored to your financial profile and particular needs. You can choose from three starting points that guide you toward matching lenders and their jumbo loan offerings.

Lendersa®’s Jumbo mortgage calculator is a valuable tool that allows you to compare various lenders to identify who currently provides the most advantageous Jumbo refinance rates or to explore Jumbo loan purchases ranging from $1,500,000 to $25,000,000.

Lendersa® collates exhaustive loan program data from thousands of Jumbo lenders and, within moments, cross-references it with your unique financial data and needs, thereby delivering suitable options tailored just for you.

Lendersa loan request and matching results

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Chelsea Jumbo Loan Lenders

  • Crew Lending
  • 248 Inverness Center Dr, Birmingham, AL, 35242
  • Lends in Alabama
  • The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • SMG Mortgage
  • 204 Griffin Park Drive, Birmingham, AL, 35242
  • Lends in Alabama
  • Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined

  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • Lends in Alabama
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans

  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Lends in Alabama
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.

  • Gagliano Mortgage, Inc
  • 4500 Valleydale Road, Suite F, Birmingham, AL, 35242
  • Lends in Alabama
  • Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Elite Mortgage Partners
  • 2367 Lakeside Dr, Birmingham, AL, 35244
  • Lends in Alabama
  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.

  • Alabama Premier Mortgage
  • 1900 Indian Lake Dr, Birmingham, AL, 35244
  • Lends in Alabama
  • Weather its a first home or a dream home, let me help you through the process of making it YOUR home.

    Stewart Holt's goal is to work with you to find the best financing fit possible to get you into your new home, no matter how complex. With 19 years in mortgage finance, I've made it my specialty to work with difficult

  • Mortgage Linc LLC
  • 2131 Data Office Drive, Suite 250, Birmingham, AL, 35244
  • Lends in Alabama
  • Mortgage Linc LLC founder of the Mike Giles from Birmigham, Alabama is Alabama's number one Reverse Mortgage Specialist. Mike will guide you step by step to help you fully understand the Reverse Mortgage process. Mike Giles has years of experience and has helped hundreds of people, like you, get control of thier financial future.

  • Nu Source Lending Mortgage Corporation
  • 2080 Valleydale Rd, Suite 12, Birmingham, AL, 35244
  • Lends in Alabama
  • Nu Source Lending has been in business since 2007. We take pride in providing consumers with options. Every consumer situation is different; at Nu Source we make sure those differences equal opportunity and success. Our staff is dedicated to getting the consumer on the right path

  • AlaTrust Credit Union
  • 1810 Merchants Drive, Birmingham, AL, 35244
  • Lends in Alabama
  • AlaTrust Credit Union began helping educators & their families with their financial needs in 1935. What began as Birmingham Credit Union in 1935 to serve the employees of the Birmingham Board of Education, later changed to First Educators Credit Union in 1994 to represent its service to educators & their families throughout the state of Alabama.