Jumbo and Super Jumbo Loans in Clay, Jefferson County, Alabama

In Jefferson, AL, the jumbo loan limit surpassing $726,200 necessitates at least a 10% down payment. The extensive list of lenders from Lendersa® encompasses both portfolio and Non-QM lenders skilled in arranging jumbo loans up to $3,000,000. Furthermore, individuals with substantial net worth may qualify for super jumbo loans reaching $35,000,000.

For single-family homes, the high balance conforming loan stands at $726,200, with amounts of $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.

Utilize our Jumbo mortgage rate calculator to access current jumbo mortgage rates. It assists in outlining the necessary down payment, income, credit, reserves, and documentation required to qualify.

Compare offers from a pool of 100 lenders

Explore Jumbo Loan Options in Clay, AL

Lendersa® is dedicated to securing the optimal jumbo loan tailored to your specific financial circumstances and requirements. Choose from three initial pathways that systematically align lenders and jumbo loan programs suited for you.

The Lendersa® Jumbo mortgage calculator aids in comparing lenders to determine the most favorable Jumbo refinance rate available or to buy a Jumbo loan ranging from $1,500,000 to $25,000,000.

With access to thousands of Jumbo lenders, Lendersa® swiftly evaluates loan program data relevant to your personal financial profile and needs.

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Clay Jumbo Loan Lenders

  • Faith Mortgage LLC
  • 186 Main St, Trussville, AL, 35173
  • Lends in Alabama
  • Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250

  • Simple Funding LLC
  • 201 20th St S, Irondale, AL, Birmingham, AL, 35210
  • Lends in Alabama
  • Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.

  • Railroad Federal Credit Union
  • 1808 2nd Ave South, Irondale, AL, 35210
  • Lends in Alabama
  • Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.

  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Lends in Alabama
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • NRS Community Development Federal Credit Union
  • 7400 London Ave, Birmingham, AL, 35206
  • Lends in Alabama
  • Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.

  • L & N Credit Union
  • 4101 Vanderbilt Road, Birmingham, AL, 35217
  • Lends in Alabama
  • Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.

  • ANG Federal Credit Union
  • 5401 East Lake Blvd, Building 630, Birmingham, AL, 35217
  • Lends in Alabama
  • ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • Alabama Law Enforcement Credit Union
  • 3712 4th Avenue South, Birmingham, AL, 35222
  • Lends in Alabama
  • Alabama Law Enforcement Credit Union equips law enforcement officers and their families with low-cost services to meet financial needs and provides real solutions for financial planning. Our members are empowered to manage personal finances, using the self- service tools such as online banking with bill pay and mobile banking.