2023 Super Jumbo Loan Limits for Florence, Lauderdale County,Alabama

For jumbo loans exceeding $726,200 in Florence county, Lauderdale, AL, at least a 10% down payment is mandatory. The Lendersa® database includes a wide range of portfolio and Non-QM lenders offering jumbo loans capped at $3,000,000. Additionally, individuals with substantial net worth may access super jumbo loans up to $35,000,000.

The conforming high-balance loan limits for a single-family residence are $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our Jumbo mortgage rate calculator to view current rates and determine the required down payment, income, credit, reserves, and documents necessary for qualification.

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Exploring Jumbo Loan Solutions in Florence, AL

Lendersa® is committed to providing you with the optimal jumbo loan tailored to your financial needs. Choose one of three paths to connect with suitable lenders and loan programs.

Our Lendersa® Jumbo mortgage calculator helps you evaluate various lenders to find the best Jumbo refinance rates or secure a Jumbo loan between $1,500,000 and $25,000,000.

By sourcing data from thousands of lenders, Lendersa® quickly aligns this information with your unique financial profile to meet your needs efficiently.

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Florence Jumbo Loan Lenders

  • Lauderdale County Teachers Credit Union
  • 103 Magnum Street, Florence, AL, 35630
  • Lends in Alabama
  • Lauderdale County Teachers Credit Union is committed to meeting the ever-changing needs of your financial well-being. Established by school employees’ – for teachers, administrators, and support staff – Lauderdale County Teachers Credit Union, for more than 60 years has been providing quality, committed service.

  • Florence Federal Credit Union
  • 1505 North Pine St, Florence, AL, 35630
  • Lends in Alabama
  • In 1959, when the Credit Union was chartered, only employees of the City of Florence were eligible for membership. The charter has been amended many times expanding the field of members. In March, 2001 NCUA granted a Community Charter to the Credit Union. It states that persons who live, work, worship, or attend school in, and businesses.

  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • Lends in Alabama
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.

  • Bank Independent
  • 710 S Montgomery Ave, Sheffield, AL, 35660
  • Lends in Alabama
  • Bank Independent is a locally owned community Bank committed to making a positive difference in people's lives. We've served the financial needs of folks across North Alabama since 1947 and have grown to become a highly-rated and well-respected $2.1 billion Bank.

    We couldn't be where we are today without our team members

  • Valley Credit Union, Alabama
  • 200 E 6th Street, Tuscumbia, AL, 35674
  • Lends in Alabama
  • Valley Credit Union was originally chartered as Sheffield-Tuscumbia Credit Union. On January 19, 1956, eight employees of Sheffield and Tuscumbia Board of Education petitioned the state of Alabama for a charter to provide their employees with a convenient way to save and borrow. Today Valley has grown from 22 members in their first month.

  • TVA Community Credit Union
  • 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.

  • First Metro Bank
  • 406 West Avalon Avenue, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.

  • Listerhill Credit Union
  • 4790 East 2nd Street, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

    In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."

  • Valley State Bank
  • 15565 Highway 43 Bypass, Russellville, AL, 35653
  • Lends in Alabama
  • Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.

  • Community Spirit Bank
  • 14009 Highway 43, Russellville, AL, 35653
  • Lends in Alabama
  • Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.