Jumbo Loan Limits for Leeds, Jefferson County, AL in 2026

In Leeds county of Jefferson, AL, securing a jumbo loan exceeding $726,200 requires a minimum down payment of 10%. The Lendersa® directory is comprehensive, featuring both portfolio and Non-QM lenders who can arrange Jumbo loans with limits reaching $3,000,000. Wealthy individuals can explore super jumbo loan opportunities, which extend up to $35,000,000.

The conforming high balance loan for a single-family home stands at $726,200. For two-unit properties, this is set at $929,850, while three-unit buildings have a limit of $1,123,900, and four-unit homes can go up to $1,396,800.

Our Jumbo mortgage rate calculator is a useful tool to discover current jumbo mortgage rates. It also helps you figure out the necessary downpayment, income requirements, credit standards, reserves, and documentation needed to qualify for a loan.

Evaluate and compare loan offers from a selection of 100 lenders

Jumbo Loan Options Available in Leeds, AL

At Lendersa®, our goal is to assist you in obtaining the most favorable jumbo loan, aligned with your specific financial circumstances and needs. You have the opportunity to select from three starting choices, each leading to suitable lenders and their respective jumbo loan programs.

Using the Lendersa® Jumbo mortgage calculator, you can effectively compare different lenders to determine who offers the most attractive Jumbo refinance rates available today, or to facilitate the purchase of a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® quickly accesses data from a vast number of Jumbo lenders, allowing for a swift comparison against your financial profile and needs to find the best match.

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Leeds Jumbo Loan Lenders

  • Simple Funding LLC
  • 201 20th St S, Irondale, AL, Birmingham, AL, 35210
  • Lends in Alabama
  • Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.

  • Railroad Federal Credit Union
  • 1808 2nd Ave South, Irondale, AL, 35210
  • Lends in Alabama
  • Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.

  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Lends in Alabama
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • NRS Community Development Federal Credit Union
  • 7400 London Ave, Birmingham, AL, 35206
  • Lends in Alabama
  • Established in 1996, NRS Community Development Federal Credit Union is poised to be the community financial institution of choice for the Birmingham area. Our purpose is to promote thrift, teach wise money management, provide financial products, and assist members in reaching their financial goals.

  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Lends in Alabama
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.

  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time

  • Faith Mortgage LLC
  • 186 Main St, Trussville, AL, 35173
  • Lends in Alabama
  • Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250

  • Crew Lending
  • 248 Inverness Center Dr, Birmingham, AL, 35242
  • Lends in Alabama
  • The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • SMG Mortgage
  • 204 Griffin Park Drive, Birmingham, AL, 35242
  • Lends in Alabama
  • Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined

  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • Lends in Alabama
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans