Super Jumbo Loan Limits by lenders in Encinitas, San Diego County, CA

In Encinitas county of San Diego, located in CA, a jumbo loan exceeding $977,500 requires a 10% minimum down payment. At Lendersa®, we maintain an extensive list of portfolio and Non-QM lenders ready to arrange jumbo loans with a limit of $3,000,000. For high-net-worth clients, there are possibilities to secure super jumbo loans reaching up to $35,000,000.

The limits for conforming high balance loans are clearly defined: a single-family residence has a cap of $977,500, a two-unit property is limited to $1,251,400, three-unit buildings have a cap of $1,512,650, and four-unit properties are limited to $1,879,850.

Our Jumbo mortgage rate calculator is a practical tool designed to provide insights on current jumbo mortgages, helping determine your required down payment, income levels, credit scores, reserve needs, and documentation necessary for qualification.

Explore loan offers from 100 different lenders, giving you a broad view of available options to fit your financial plans.

Discover Your Jumbo Loan Options in Encinitas, CA

At Lendersa®, our mission is to secure the most favorable jumbo loan for you, uniquely crafted to fit your individual financial situation and needs. You can choose to begin with one of three different pathways, each leading you to align with the most suitable lenders and corresponding jumbo loan programs.

The Lendersa® Jumbo mortgage calculator provides a seamless comparison of lenders, helping you locate the most appealing Jumbo refinance rates or loans for purchases ranging from $1,500,000 to $25,000,000.

Lendersa® effectively extracts and assesses loan program data from a vast network of Jumbo lenders, allowing swift comparisons against your exclusive financial profile, ensuring personalized service and offerings tailored to your needs.

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Encinitas Jumbo Loan Lenders

  • Bayshore Home Loans Inc.
  • 2611 So. Coast Hwy 101, Suite 205, Cardiff By The Sea, CA, 92007
  • Lends in California
  • Bayshore Home Loans Inc Since day one, our vision for our mortgage business has been based on building solid relationships with our clients. Today, our story is no different. Although the physical aspect of the mortgage process has been changed and improved by technology, over the past 30+ years the mission has remained the same.

  • Pacific Sun Mortgage Company, Inc.
  • 990 Highland Drive, Suite 204-A, Solana Beach, CA, 92075
  • Lends in California
  • Pacific Sun Mortgage, Inc. is a Del Mar Mortgage Company and San Diego Mortgage Company offering some of the best Mortgage and Refinance Rates. We specialize in Home Loans and Mortgage Refinancing in California. If you are looking to Refinance, we offer the lowest Refinance Rates.

  • Coastal Pacific Mortgage Corporation
  • 251 La Barranca Drive, Solana Beach, CA, 92075
  • Lends in California
  • Hughie Thomas President & Founder of Coastal Pacific Mortgage Corporation in 1980 Providing All Types of Residential Financing. As a Mortgage Broker Hughie is not limited to just one lender. He have been able to establish relationships with many different lenders allowing me to shop for the best rates and terms for you.

  • Premium Funding Group
  • PO Box 914, Solana Beach, CA, 92075
  • Lends in California
  • Premium Funding Group is built on over 25 years of combined experience in mortgage lending. Its founders and lead loan officers, Sean Pope and Zachary Taylor, along with their experienced staff, work with you personally to find the program that best fits your situation. In this environment of tighter guidelines and paperwork.

  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • Lends in California
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.

  • C3bank, National Association
  • 850 S. Coast Hwy 101, Encinitas, CA, 92024
  • Lends in California
  • C3bank is a customer focused banking institution. The clients we serve and the relationships we have developed are just as important as the accounts we maintain. We are committed to offering premier banking services and continuous improvement of our product lines and offerings. C3bank founded in 1981.

  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • Lends in California
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.

  • Rancho Coastal Realty, Inc
  • 4405 Manchester Avenue, Encinitas, CA, 92024
  • Lends in California
  • Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • Lends in California
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.

  • MJS Mortgage
  • 1345 Encinitas Blvd, Suite 401, Encinitas, CA, 92024
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.