Jumbo Loan and Super jumbo Limits for Encinitas, San Diego County, California
In Encinitas county of San Diego, located in CA, a jumbo loan exceeding $977,500 requires a 10% minimum down payment. At Lendersa®, we maintain an extensive list of portfolio and Non-QM lenders ready to arrange jumbo loans with a limit of $3,000,000. For high-net-worth clients, there are possibilities to secure super jumbo loans reaching up to $35,000,000.
The limits for conforming high balance loans are clearly defined: a single-family residence has a cap of $977,500, a two-unit property is limited to $1,251,400, three-unit buildings have a cap of $1,512,650, and four-unit properties are limited to $1,879,850.
Our Jumbo mortgage rate calculator is a practical tool designed to provide insights on current jumbo mortgages, helping determine your required down payment, income levels, credit scores, reserve needs, and documentation necessary for qualification.
At Lendersa®, our mission is to secure the most favorable jumbo loan for you, uniquely crafted to fit your individual financial situation and needs. You can choose to begin with one of three different pathways, each leading you to align with the most suitable lenders and corresponding jumbo loan programs.
The Lendersa® Jumbo mortgage calculator provides a seamless comparison of lenders, helping you locate the most appealing Jumbo refinance rates or loans for purchases ranging from $1,500,000 to $25,000,000.
Lendersa® effectively extracts and assesses loan program data from a vast network of Jumbo lenders, allowing swift comparisons against your exclusive financial profile, ensuring personalized service and offerings tailored to your needs.
The VAMC is veteran owned/operated. With many years in mortgages, Joshua will work hard to get you the best deal in the current market. He is assisted by his team of highly experienced processors and they have very fast turn times.
We have many years in the mortgage industry before starting this VA specific venture.
2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry. Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.
NewDeck Capital specializes in real estate listing & sales, mortgage financing, and everything in between. We strive to provide our clients with the highest quality of service and have built our business on a platform of long term relationships. We’ve been able to apply our combined 60+ years experience in assisting our clients.
6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.
2035 Corte Del Nogal, Suite 125, Carlsbad, CA, 92011
REeBroker Group is the original and the largest of virtual brokers in California, having handled 31, 580 real estate transactions for a total sales volume of more than $10 billion since its inception in 2005. The Carlsbad-based brokerage currently partners with more than 2, 600 real estate agents throughout the state providing.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
We are a full service mortgage lending company with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to home improvement to debt consolidation to construction lending. With access to over 100 full range mortgage sources, our lending specialists are dedicated to finding you the right loan.
2121 Palomar Airport Road, Suite 204, Carlsbad, CA, 92011
At Bluefire Mortgage Group, we understand the apprehension you may feel when buying a home and looking for financing. We do our very best to help you overcome your apprehension and understand all aspects of your mortgage and how it works. We are committed to responsible lending and pride ourselves on delivering exactly what we promise.
703 PALOMAR AIRPORT ROAD SUITE 225, Carlsbad, CA, 92011
La Costa Loans’ private money provides short term financings ranging from $50,000 to $1,500,000 when traditional capital sources are unavailable, too slow or too costly. These private money loan transactions are often less costly than equity partnerships, more flexible in underwriting the collateral and borrower than institutional debt.
North County CU is a not-for-profit financial cooperative owned by its members. As a not-for-profit cooperative, we're always looking for ways to save you money any way we can. North County CU representatives are rewarded for finding you the best deal - not on making record profits.