2023 Super Jumbo Loan Limits for Monterey, Monterey County,California

To obtain a jumbo loan exceeding $915,400 in Monterey, Monterey, CA, a minimum down payment of 10% is necessary. Lendersa® offers a list of portfolio and Non-QM lenders that can facilitate jumbo loans up to $3,000,000, while those with high net worth may access super jumbo loans reaching $35,000,000.

For conforming high balance loans, the limits are $915,400 for a single-family residence, $1,171,900 for two-units, $1,416,550 for three-units, and $1,760,400 for four-units.

Utilize our Jumbo mortgage rate calculator to explore current rates and determine the necessary down payment, income, credit criteria, reserves, and documentation required to qualify.

Check loan offers from 100 lenders

Jumbo Loan Options in Monterey, CA

Lendersa® aims to provide the best jumbo loan for your financial situation. Choose one of three pathways to find matching lenders and suitable programs.

The Lendersa® Jumbo mortgage calculator allows lender comparison to find the best refinance rates or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

It quickly compiles data from thousands of lenders and matches it to your unique financial profile.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Coastal Pacific Lending Inc.
  • 1100 Town & Country, Suite 1250, Orange, CA, 92868
  • Lends in California
  • Coastal Pacific Lending is much more than just a lender. We’re your partner in helping to make your dreams of homeownership your ultimate reality. We take time to listen to your specific needs and to understand your unique situation so we can help match you with a refinance or new mortgage that’ll fit you perfectly.

  • Candor Mortgage Corp
  • 500 North State College, Suite 1100, Orange, CA, 92868
  • Lends in California
  • Candor Mortgage is a mortgage broker offering lower mortgage rates with an easy and fast loan experience.Uniting 14 years experience with technology and amazing support people, we are delivering a better home loan. We serve all California and Orange County and also our Misssion is To deliver the most customer-centric mortgage.

  • Infinity Lending Direct, Inc.
  • 1100 W Town and Country RD, Orange, CA, 92868
  • Lends in California
  • The Infinity Lending Direct Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan

  • Essex Mortgage
  • 2200 W. Orangewood Ave, Suite 150, Orange, CA, 92868
  • Lends in California
  • "Essex Mortgage was founded in 1986 as a privately held mortgage lender in Orange County, California. Today, we’re one of the fastest growing mortgage companies in the United States, and one of the largest mortgage bankers on the West coast.

    We’re proud of our reputation as a stable, profitable company"

  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • Lends in California
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.

  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Lends in California
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.

  • Lincoln Equity Inc
  • 171 S Anita Drive, Orange, CA, 92868
  • Lends in California
  • Lincoln Equity Inc has all the appeal and proximity of a local realtor, but with the experience of a realty giant! We will guide you through every aspect of the purchase, sale, leasing and management of residential real estate in the Costa Mesa area. Lincoln Equity Inc was recently awarded the CA

  • Ontario Public Emploees Federal credit Union
  • 202 West B Street, Ontario, CA, 91762
  • Lends in California
  • The mission of the Ontario Public Employee's Federal Credit Union is to provide the friendly and convenient financial services that best meet the needs of the members while maintaining the financial soundness and stability required to protect the members investment. Ontario Public Employees Federal Credit Union/

  • Raybon Mortgage Inc
  • 537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
  • Lends in California
  • Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.

  • California Capital Inc
  • 1757 South Euclid Avenue, Ontario, CA, 91762
  • Lends in California
  • California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.