Jumbo Loan and Super jumbo Limits for Monterey, Monterey County, California

To obtain a jumbo loan exceeding $915,400 in Monterey, Monterey, CA, a minimum down payment of 10% is necessary. Lendersa® offers a list of portfolio and Non-QM lenders that can facilitate jumbo loans up to $3,000,000, while those with high net worth may access super jumbo loans reaching $35,000,000.

For conforming high balance loans, the limits are $915,400 for a single-family residence, $1,171,900 for two-units, $1,416,550 for three-units, and $1,760,400 for four-units.

Utilize our Jumbo mortgage rate calculator to explore current rates and determine the necessary down payment, income, credit criteria, reserves, and documentation required to qualify.

Check loan offers from 100 lenders

Jumbo Loan Options in Monterey, CA

Lendersa® aims to provide the best jumbo loan for your financial situation. Choose one of three pathways to find matching lenders and suitable programs.

The Lendersa® Jumbo mortgage calculator allows lender comparison to find the best refinance rates or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

It quickly compiles data from thousands of lenders and matches it to your unique financial profile.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Monterey Jumbo Loan Lenders

  • Monterey County Bank
  • 601 Munras Avenue, Monterey, CA, 93940
  • Lends in California
  • Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts

  • 1st Capital Bank
  • 5 Harris Court, Building N, Suite 3, Monterey, CA, 93940
  • Lends in California
  • 1st Capital Bank is a locally managed community bank headquartered in Monterey County. We provide professional banking, including credit and cash management services, to businesses, professionals and residents throughout California’s Central Coast. Member FDIC

    1st Capital Bank’s mission is providing sustainable value to our customers

  • KENSINGTON REALTY GROUP
  • 513 A Hartnell Street, Monterey, CA, 93940
  • Lends in California
  • Kensington Realty Group is a Real Estate Broker servicing Monterey County, Santa Cruz County and San Benito County in the Central Coast of California. Specializing in REO's, Short Sales and Foreclosures and alos our Clients GMAC Rescap, REO Experts, Precision AMC, Option One / AHMSI, One West / IndyMac, LPS, Goodman Dean, Single Source Solutions.

  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Lends in California
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.

  • Central Coast Federal Credit Union
  • 4242 Gigling Road, Seaside, CA, 93955
  • Lends in California
  • Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.

  • Pacific Valley Bank
  • 422 Main Street, Salinas, CA, 93901
  • Lends in California
  • To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.

  • Treehouse Mortgage
  • 838 South Main Street, Suite C, Salinas, CA, 93901
  • Lends in California
  • TreeHouse Mortgage Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings, and an unwavering commitment to get you to the finish line. We are known for our high quality.

  • Bay Capital Real Estate, Inc.
  • 233 Monterrey St, Salinas, CA, 93901
  • Lends in California
  • Bay Capital Mortgage. We are a full-service mortgage company based in Salinas, CA. We specialize in Mortgage Loans in Salinas. We also serve the surrounding cities in Monterey County. Whether you are buying a home or Refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment

  • Loans By CMS
  • 3 Winham Street, Salinas, CA, 93901
  • Lends in California
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website.

  • Seraph Rates
  • 32 E Alisal Street, Salinas, CA, 93901
  • Lends in California
  • Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.