2023 Super Jumbo Loan Limits for Morro-Bay, San Luis Obispo County,California

In Morro-Bay county, San Luis Obispo, CA, obtaining a jumbo loan beyond $805,000 involves at least a 10% down payment. Lendersa® can connect you with portfolio and Non-QM lenders handling jumbo loans up to $3,000,000. High-net individuals might secure super jumbo loans reaching $35,000,000.

The conforming loan balances are as follows: for a single-family home, the limit is $805,000; for 2-units, $1,030,550; for 3-units, $1,245,700; and for 4-units, $1,548,100.

Use the Jumbo mortgage rate calculator to determine current rates, plus downpayment, income, credit, reserves, and documents needed for approval.

Check loan offers from 100 lenders

Available Jumbo Loan Choices in Morro-Bay, CA

Lendersa® is devoted to finding the best jumbo loan option based on your finances. Choose from three starting choices that lead to matching lenders and loan programs.

The Lendersa® Jumbo mortgage calculator allows comparison of lenders to identify the best current Jumbo refinance rate or to purchase a Jumbo loan between $1,500,000 and $25,000,000.

Our system gathers data from numerous Jumbo lenders and quickly matches it to your specific financial needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Morro-Bay Jumbo Loan Lenders

  • CENTRAL COAST LENDING, INC.
  • 601 Morro Bay Boulevard, Morro Bay, CA, 93442
  • Lends in California
  • Central Coast Lending is a San Luis Obispo county based mortgage brokerage with offices in San Luis Obispo, Morro Bay, Paso Robles and Arroyo Grande. Our mortgage and home loan program offerings include: conventional, jumbo, FHA, USDA, HomePath, energy efficient, mortgage refinance and more.

  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • Lends in California
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.

  • COLONY MORTGAGE, INC.
  • 5365 El Camino Real, Atascadero, CA, 93422
  • Lends in California
  • At Colony Mortgage we take special pride in our ability to offer the most complete selections of mortgage financing options to our clients, insuring a smooth, worry free transaction. We love what we do, and seek to find what fits each borrowers needs individually. Our loan officers are interested in your needs!

  • California Mortgage Solutions, Inc
  • 1980 Reina Court, San Luis Obispo, CA, 93405
  • Lends in California
  • We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.

  • Spinnaker Financial Inc.
  • 120 Dandelion Lane, Templeton, CA, 93465
  • Lends in California
  • At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable

  • Mortgage Professionals Group
  • PO Box 12458, San Luis Obispo, CA, 93406
  • Lends in California
  • At Mortgage Professionals Group, we strive to define ourselves by our client’s expectations. We believe they need to begin high. From your initial contact through to a satisfied close, we believe you need to experience an extraordinary combination of choice, speed, price and service.

  • SESLOC Federal Credit Union
  • PO Box 5360, San Luis Obispo, CA, 93403
  • Lends in California
  • The mission of SESLOC Federal Credit Union is to be the financial institution and employer of choice in our community Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions

  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • Lends in California
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.

  • Acquire Mortgage and Real Estate Inc.
  • 1405 Garden Street, San Luis Obispo, CA, 93401
  • Lends in California
  • Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product

  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Lends in California
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.