Find 2023 Jumbo and Super Jumbo Loan Limits for Oceano, CA

Within the county of San Luis Obispo in Oceano, CA, a jumbo loan exceeding $911,950 requires a minimum down payment of 10%. The Lendersa® list compiles all the portfolio lenders and Non-QM lenders qualified to set up Jumbo loans, with limits reaching $3,000,000. Individuals with a high net worth may secure remarkable super jumbo loans, capping at $35,000,000.

For conforming high-balance loans, the limit is set at $911,950 for single-family homes, $1,167,450 for two-units, $1,411,200 for three-units, and $1,753,800 for four-units.

Utilize our Jumbo mortgage rate calculator as a tool to review current jumbo mortgage rates and determine the necessary down payment, income requirements, credit status, reserves, and documents needed for approval.

Review and compare a broad selection of loan offers from 100 lenders

Jumbo Loan Alternatives in Oceano, CA

Lendersa® aims to provide you with the ideal jumbo loan tailored to your specific financial conditions and requirements. Begin with one of three initial strategies that will match you with appropriate lenders and jumbo loan programs.

The Lendersa® Jumbo mortgage calculator enables you to compare different lenders, helping identify the top Jumbo refinance rate available today or to purchase a Jumbo loan, ranging from $1,500,000 to $25,000,000.

Lendersa® quickly aligns thousands of Jumbo lender program data to your unique financial situation, allowing for immediate, personalized comparisons tailored to your needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Oceano Jumbo Loan Lenders

  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • Lends in California
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.

  • Acquire Mortgage and Real Estate Inc.
  • 1405 Garden Street, San Luis Obispo, CA, 93401
  • Lends in California
  • Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product

  • Arrona Financial Real Estate Lending
  • 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
  • Lends in California
  • Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • Mortgage Professionals Group
  • PO Box 12458, San Luis Obispo, CA, 93406
  • Lends in California
  • At Mortgage Professionals Group, we strive to define ourselves by our client’s expectations. We believe they need to begin high. From your initial contact through to a satisfied close, we believe you need to experience an extraordinary combination of choice, speed, price and service.

  • SESLOC Federal Credit Union
  • PO Box 5360, San Luis Obispo, CA, 93403
  • Lends in California
  • The mission of SESLOC Federal Credit Union is to be the financial institution and employer of choice in our community Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions

  • California Mortgage Solutions, Inc
  • 1980 Reina Court, San Luis Obispo, CA, 93405
  • Lends in California
  • We have the ability to function as a mortgage lender and a mortgage broker, we are able to shop around for the lowest mortgage rates available. We provide a full range of home loan products and all of our Mortgage Consultants are dedicated to finding the right loan, with the best terms, to meet our clients' unique needs.

  • EquityReach Mortgage Solutions
  • 567 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
  • Lends in California
  • Founded in 1990, EquityReach Mortgage Solutions is a full-service mortgage banking company offering an extensive selection of Conventional, Government, Bond Programs, Jumbo and Reverse Mortgage real estate loans. EquityReach Mortgage Solutions is a division of Golden Empire Mortgage, Inc, one of the most successful.

  • ZS Mortgage Group
  • 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
  • Lends in California
  • ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.

    We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.

  • Assist Home Loans
  • 214 East Branch Street, Suite B, Arroyo Grande, CA, 93420
  • Lends in California
  • At Assist Home Loans, a premier mortgage brokerage providing customers with direct access to the nation’s best lenders. We’ll leverage decades of experience to help you navigate the home loan process and use our expertise to find the perfect lender with the best loan for your unique situation.