Jumbo Loan and Super jumbo Limits for Richmond, Contra Costa County, California

In Richmond county, part of Contra Costa, CA, obtaining a jumbo loan that exceeds the $1,089,300 limit requires a minimum down payment of 10%. The extensive directory from Lendersa® includes a wide array of both portfolio and Non-QM lenders who specialize in arranging Jumbo loans capped at $3,000,000. Moreover, individuals with considerable financial resources may have the opportunity to secure super jumbo loans that can reach up to $35,000,000, enabling upscale property acquisitions or substantial real estate investments.

The limits for conforming high balance loans are set according to property size: for a single-family home, the maximum is $1,089,300; for properties with two units, the limit extends to $1,394,775. For three-unit dwellings, it rises to $1,685,850, and for four-unit complexes, the limit peaks at $2,095,200.

Utilize our Jumbo mortgage rate calculator to examine the current mortgage rates and help determine the needed financial qualifications, such as downpayment, income level, credit score, reserves, and the necessary documents required for qualification.

Review and compare loan offers from a diverse selection of 100 lenders

Explore Jumbo Loan Solutions in Richmond, CA

The primary goal at Lendersa® is to deliver the best suited jumbo loan for your specific financial situation and aspirations. You can choose from one of three initial pathways to connect with ideal lenders and tailor-made jumbo loan programs that meet your individual needs.

The Lendersa® Jumbo mortgage calculator is equipped to assist you in comparing various lenders, finding those who offer the prime Jumbo refinance rates today, or to facilitate the purchase of a Jumbo loan between $1,500,000 and $25,000,000. Lendersa® efficiently gathers and evaluates expansive loan program data from a multitude of Jumbo lenders, matching this information seamlessly with your personal financial profile to ensure a quick and precise solution tailored to your requirements.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
  • Rancho Coastal Realty, Inc
  • 4405 Manchester Avenue, Encinitas, CA, 92024
  • Rancho Coastal Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.
  • MJS Mortgage
  • 1345 Encinitas Blvd, Suite 401, Encinitas, CA, 92024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • IFC Mortgage
  • 326 Encinitas Blvd, Suite 200, Encinitas, CA, 92024
  • IFC Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you're a Veteran, first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Sanborn Financial
  • 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
  • Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home
  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.
  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker! "
  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002
  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files