2023 Super Jumbo Loan Limits for Santa-Ynez, Santa Barbara County,California
In Santa-Ynez county, Santa Barbara, CA, obtaining a jumbo loan beyond $783,150 requires a minimum 10% down payment. The Lendersa® directory includes portfolio and Non-QM lenders, who can offer jumbo loans up to $3,000,000. Wealthy individuals have the potential to get super jumbo loans reaching $35,000,000.
The conforming high balance loan limits set are as follows: $783,150 for single-family properties, $1,002,600 for two-units, $1,211,900 for three-units, and $1,506,100 for four-units.
To check current jumbo mortgage rates, use our Jumbo mortgage rate calculator and determine the necessary down payment, income, credit, reserves, and documents required for qualification.
Lendersa® aims to match you with the best jumbo loan tailored to your financial situation and needs. Choose one of three starting methods to find matching lenders and programs.
Using the Lendersa® Jumbo mortgage calculator, you can compare different lenders to find the optimal Jumbo refinance rate today or secure a Jumbo loan ranging from $1,500,000 to $25,000,000.
Lendersa® quickly gathers loan data from thousands of Jumbo lenders, ensuring you find options that fit your financial profile with speed and precision.
At Community West Bank, we believe that local deposits should work locally. We have full-service branches in Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa Maria and Ventura, making loans to businesses, individuals and non-profit organizations. As a locally owned and managed business bank on California’s Central Coast.
Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance.
The mission of the Santa Barbara County Federal Credit Union is to provide competitive, cost-effective, economically feasible services to our members, while emphasizing convenience and personal attention. You can join SBCFCU if you work for one of our sponsors or have an immediate family member with an account with us.
Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455
Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.
J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
Bardi & Associates Real Estate is not an ordinary Brokerage. It is a Real Estate Boutique Certified in Luxury Home Sales, as well as residential, investment, commercial and business opportunities. Jolyn and Blake have created a brand that is top notch in professionalism. Bardi & Associates Real Estate handles each client.
Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.