Find 2023 Jumbo and Super Jumbo Loan Limits for Panama-City, FL

For a jumbo loan beyond $647,200 in Bay, FL, a 10% minimum down payment is required. Lendersa® boasts a comprehensive list of both portfolio and Non-QM lenders offering jumbo loans up to $3,000,000. Those with substantial net worth can access super jumbo loans up to $35,000,000.

Conforming high-balance loan limits are: $647,200 for a single-family home, $828,700 for duplexes, $1,001,650 for triplexes, and $1,244,850 for fourplexes.

Our jumbo mortgage rate calculator will help you see the current rates and assess the necessary down payment, income benchmarks, credit requirements, reserves, and documentation needed to qualify.

Compare offers from 100 lenders

Available Jumbo Loan Options in Panama-City, FL

Lendersa® is dedicated to finding the best possible jumbo loan tailored to your financial circumstances. Start with one of three pathways to match with compatible lenders and programs.

The Lendersa® Jumbo mortgage calculator lets you compare lenders to identify the most favorable Jumbo refinance rates today or to purchase a Jumbo loan ranging from $1,500,000 to $25,000,000.

We compile extensive loan program data from numerous Jumbo lenders, quickly matching it with your financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Panama-City Jumbo Loan Lenders

  • Walton Funding
  • 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461
  • Lends in Florida
  • Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.

  • Bay Credit Union
  • 601 N Highway 231, Panama City, FL, 32405
  • Lends in Florida
  • Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.

  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • Lends in Florida
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.

  • Panhandle Credit Union
  • 2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
  • Lends in Florida
  • Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more

  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Lends in Florida
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.

  • Blissful Mortgage
  • Beach Office 8730 Thomas Dr, 1110 A, Panama City, FL, 32408
  • Lends in Florida
  • Blissful Mortgage LLC is located in Panama City Beach, FL, United States and is part of the Activities Related to Credit Intermediation Industry. Blissful Mortgage LLC has 3 employees at this location. (Employees figure is modelled). There are 2 companies in the Blissful Mortgage LLC corporate family.

  • Innovations Federal Credit Union
  • PO Box 16267, Panama City Beach, FL, 32407
  • Lends in Florida
  • Innovations is not a bank. We’re a credit union.
    We’re a not-for-profit financial cooperative, made up of a bunch of wonderful members–all of whom have some kind of connection to Bay County. If you live, work, worship, volunteer, or attend school in Bay County, Florida, you’re eligible to join. Business and other legal entities are in too.

  • Emerald Coast Federal Credit Union
  • 502 Woodward Avenue, Port Saint Joe, FL, 32456
  • Lends in Florida
  • The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.

  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Lends in Florida
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.

  • Community South Credit Union
  • 1720 S Waukesha St, Bonifay, FL, 32425
  • Lends in Florida
  • Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life