2026 Super Jumbo Loan Limits for Waialua, Honolulu County, Hawaii

In Waialua, part of Honolulu county, HI, any jumbo loan beyond the $1,089,300 limit requires a minimum down payment of 10%. The Lendersa® directory features a range of portfolio and Non-QM lenders capable of arranging Jumbo loans up to $3,000,000. Individuals with high net worth can pursue super jumbo loans even reaching $35,000,000.

Conforming high balance loan limits vary by property type: $1,089,300 is for one-unit family homes, $1,394,775 applies to two-unit buildings, $1,685,850 is for three-unit residences, and $2,095,200 is for four-unit properties.

Try our Jumbo mortgage rate calculator to check the latest jumbo mortgage rates and figure out the required down payment, income, credit, reserves, and documents to qualify.

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Discover Jumbo Loan Options in Waialua, HI

Lendersa® is dedicated to securing the best jumbo loan tailored to your unique financial status and needs. You have three starting choices to guide you to matching lenders and optimal jumbo loan programs.

The Lendersa® Jumbo mortgage calculator lets you compare lenders to see who offers the best Jumbo refinance rates today or helps you purchase a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® efficiently gathers loan program data from thousands of Jumbo lenders and matches it with your financial details within seconds.

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Waialua Jumbo Loan Lenders

  • Waialua Federal Credit Union
  • 67-292 Goodale Avenue, Suite A2, Waialua, HI, 96791
  • Lends in Hawaii
  • Waialua Federal Credit Union has been proudly serving the residents of the Waialua community since 1937. The Waialua Federal Credit Union started for the employees of the Waialua Sugar Cane Company and in 1992 the field of membership was changed to include the community of Waialua and Haleiwa.

  • Mahalo Mortgage Corp
  • 1620 Glen Avenue, Wahiawa, HI, 96786
  • Lends in Hawaii
  • Mahalo Mortgage is a kama‘aina company that offers a diverse range of loan programs, including government products such as FHA, VA and USDA. These programs provide qualifying individuals lower down payment options as well as increased flexibility in credit and income requirements

  • Pearl Hawaii Federal Credit Union
  • 94-449 Ukee Street, Waipahu, HI, 96797
  • Lends in Hawaii
  • Pearl Hawaii Federal Credit Union (Formerly Pearl Harbor Federal Credit Union; PHFCU) is a not-for-profit, financial cooperative. PHFCU has built a solid foundation to provide affordable financial services, financial products, technical assistance, and educational resources to current members as well as to all who reside on the island of O'ahu.

  • ALOHA LENDING SERVICES
  • 94-1024 Waipio Uka St, Suite 207, Waipahu, HI, 96797
  • Lends in Hawaii
  • Aloha Lending Services is a locally-owned, family-run Hawaiian mortgage company. Shannon M. Taparra is the Principal Broker. We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available,

  • Hawaii VA Loans
  • 338 Kamokila Blvd, Suite 202, Kapolei, HI, 96707
  • Lends in Hawaii
  • Since 2007, Hawaii VA Loans has helped veterans become homeowners by utilizing their VA loan benefits. Hawaii VA Loans has two locations, one in Kapolei and another in Kailua, and our dedicated team of VA Loan Specialists are ready to work with you!

    We are residential mortgage lender that specializes in helping Veterans become homeowners.

  • Ohana Mortgage
  • 91-1011 Holunape Street, Kapolei, HI, 96707
  • Lends in Hawaii
  • Ohana Mortgage Solutions was started with the hope of enabling local families to become homeowners. Additionally, we wanted to embody the values of aloha and ʻohana in our business. That’s why we take some of the profits from every loan and partner directly with programs helping Hawaii’s children in the foster care system.

  • Highfive Lending
  • 2176 Lauwiliwili Street, Suite 1, Kapolei, HI, 96707
  • Lends in Hawaii
  • Living in Hawaii has a very high cost. That’s why High Five Lending wants to help you get the best loan possible for your home. We have the experience and expertise to get you affordable rates at the right place. Life is already complicated, From empty nest moving to military moves.

  • Cornerstone Equity Group Inc
  • 91-110 Hanua Street, Suite 206, Kapolei, HI, 96707
  • Lends in Hawaii
  • Cornerstone Mortgage opened at the start of the mortgage meltdown in 2008 which spurred the worst economic crisis in at least a generation. We started as a one person branch office of a local lender and we have grown to be one of the top producing mortgage bankers in our area. Today we have offices in California, Hawaii and Nevada.

  • Kahuku Federal Credit Union
  • 56-576 Kamehameha Highway, Suite A, Kahuku, HI, 96731
  • Lends in Hawaii
  • Kahuku FCU was chartered on July 28, 1937 to serve the employees of the Kahuku Plantation Company, a cane sugar plantation. The plantation ceased operations in 1971, and on June 1, 1972 the credit union’s charter was amended to include residents who lived near the local post office.

  • Solid Rock Home Loans
  • 94-161 Apele Place, Mililani, HI, 96789
  • Lends in Hawaii
  • "In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii.
    In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."