2026 Super Jumbo Loan Limits for Boise, Ada County, Idaho

In the county of Ada, within the hub of Boise, ID, any jumbo loan exceeding $726,200 mandates a minimum down payment of 10%. The Lendersa® directory comprehensively includes portfolio and Non-QM lenders who are prepared to structure Jumbo loans up to $3,000,000. High-net-worth individuals can explore options for securing super jumbo loans as high as $35,000,000.

For conforming high balance loans, the limits are specified as follows: $726,200 is applicable for single-family homes; $929,850 suits two-unit properties; $1,123,900 fits three-unit residences; and $1,396,800 is designated for four-unit buildings.

Use our handy Jumbo mortgage rate calculator to access current rates and ascertain the necessary down payment, income level, credit standing, reserves, and documentation required to qualify for the loan.

Explore and compare loan options from a variety of 100 lenders

Explore Jumbo Loan Opportunities in Boise, ID

Lendersa® is dedicated to helping you find the best jumbo loan tailored to your unique financial needs and objectives. Select from one of three initiation paths to find matching lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator enables you to meticulously compare lenders to discern who offers the best Jumbo refinance rates available now or to arrange a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® efficiently compiles comprehensive loan program data from thousands of Jumbo lenders and quickly aligns it with your specific financial profile to provide you with the most relevant offers.

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Boise Jumbo Loan Lenders

  • Rainmaker Lending Capital
  • 5987 W State St, Unit A, Boise, ID, 83703
  • Lends in Idaho
  • Rainmaker Lending Capital will help you determine which financial product is the proper solution for your company's long term financial success. Once you have come to a decision to factor, your (RLC) Consultant will package the transaction in accordance with the lender's requirements.

  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • Lends in Idaho
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.

  • Idaho Finance
  • 5800 West Fairview Avenue, Boise, ID, 83704
  • Lends in Idaho
  • Idaho Finance is a local company that offers installment loans for people with good, fair, and bad credit. We started our company as a legitimate installment loan company that would operate with fairness and honesty. We want to help people with bad credit get the help they need while building their credit.

  • Big River Mortgage
  • 10020 W Fairview Ave, Suite 201, Boise, ID, 83704
  • Lends in Idaho
  • At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.

  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Lends in Idaho
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.

  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Lends in Idaho
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.

  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • Lends in Idaho
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA.

    Our mission is to provide excellence in personal financial services.

  • A10 Capital
  • 800 W. Main Street, Suite 1100, Boise, ID, 83702
  • Lends in Idaho
  • A10 Capital is a vertically integrated full-service direct non-recourse commercial real estate lender, serving direct borrowers and mortgage brokers nationwide. The firm focuses on financing $5 million to $50 million+ per property and portfolio loans up to $200 million. We originate non-recourse bridge and permanent loans to astute owners.

  • Idaho United Credit Union
  • 333 N. 13th Street, Boise, ID, 83702
  • Lends in Idaho
  • Idaho United Credit Union is a credit union with a "small town" feel. With two branches, Boise and Meridian, we have the opportunity to get to know our members and meet their needs. Visit our website, call or stop by for more information. It is our commitment to our members to keep fees and charges to a minimum.

  • Mortgage Professionals of Sun Valley Inc
  • 800 West Main Street, Suite 1460, Boise, ID, 83702
  • Lends in Idaho
  • Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.