2023 Super Jumbo Loan Limits for Pontiac, Livingston County,Illinois

For those seeking a Jumbo loan over $726,200 in the county of Livingston, within Pontiac, IL, note that a minimum down payment of 10% is necessary. Lendersa®'s extensive list includes portfolio and Non-QM lenders ready to help with Jumbo loans that reach up to $3,000,000. Persons with substantial net worth might access super jumbo loans as high as $35,000,000.

Conforming high-balance loans are specified as follows: for detached single-family homes, the limit is $726,200; for two-unit residences, it is set at $929,850; the limit extends to $1,123,900 for three-unit buildings, and goes up to $1,396,800 for properties with four units.

Utilize our comprehensive Jumbo mortgage rate calculator for updated insights into current jumbo rates, alongside a detailed breakdown of the down payment, income verification, credit score, reserve fund requirements, and documents needed to qualify effectively.

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Explore diverse Jumbo loan options in Pontiac, IL

The Lendersa® mission is to connect you with the optimal jumbo loan tailored to your specific financial needs and circumstances. You can initiate the process by selecting one of three different starting approaches to align with matching lenders and suitable jumbo loan offerings.

The Lendersa® Jumbo mortgage calculator is a powerful tool designed to compare lenders and discover the most competitive Jumbo refinance rate today or to facilitate purchasing a Jumbo loan anywhere from $1,500,000 to $25,000,000.

Rapidly, Lendersa® aggregates and processes a vast array of loan program data from numerous Jumbo lenders, offering personalized comparisons that are aligned with your distinct financial profile and requirements in mere seconds.

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  • 1ST MIDAMERICA CREDIT UNION
  • 1702 Troy Road, Edwardsville, IL, 62025
  • 1st MidAmerica Credit Union has been helping families achieve their financial goals. 1st MidAmerica is a not-for-profit financial cooperative dedicated to the financial success of its members. 1st MidAmerica is a full service financial institution offering mortgages, auto loans, checking accounts, money markets, certificates and more
  • American Home Lending USA, LLC
  • 230 S Buchanan St, Suite A, Edwardsville, IL, 62025
  • American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
  • Midwest Members Credit Union
  • 101 Wesley Drive, Wood River, IL, 62095
  • Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
  • Bankers’ Bank
  • 7700 Mineral Point Road, Madison, WI, 53717
  • Bankers’ Bank has created a product suite customized to meet community based financial institution needs, helping community banks remain competitive and thriving in their communities. As a leading provider of financial products and services for over 700 community banks, Bankers’ Bank is focused is on helping the community bank market succeed.
  • United Community Credit Union
  • 1001 Vermont Street, Quincy, IL, 62301
  • United Community Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong. Individuals living or working in the counties of Adams, Brown, Hancock, Pike, and Schuyler in Illinois and individuals living or working in Lewis, Marion, & Ralls counties in Missouri
  • Members First Community Credit Union
  • 1201 North 24th Street, Quincy, IL, 62301
  • Members First is a full service financial institution located in Quincy, IL. Liking our page gives you instant access to current events, promotions, and ready to launch products Members First is committed to the "People Helping People" philosophy, providing our community with safe, affordable, relevant financial services.
  • Mercantile Bank
  • 440 Maine St, Quincy, IL, 62301
  • Mercantile Bank was founded by local businessmen in Quincy, Illinois in 1906 and became part of United Community Bancorp, Inc. in 2013. Today, Mercantile, as United Community Bank, continues the tradition established a century ago of serving and supporting the financial needs of individuals, families, businesses, and organizations