2023 Super Jumbo Loan Limits for Richmond, Wayne County,Indiana

In Richmond county of Wayne, IN, a jumbo loan exceeding $726,200 requires at least a 10% down payment. Lendersa® offers a list of all portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000. Wealthy individuals may access super jumbo loans capped at $35,000,000.

For a single-family residence, the conforming high balance loan is $726,200. For properties with 2-units, it is $929,850; for 3-units, $1,123,900; and for 4-units, $1,396,800.

Utilize our Jumbo mortgage rate calculator to explore current jumbo mortgage rates and calculate the down payment, income, credit score, reserves, and documentation needed for qualification.

Check loan offers from 100 lenders

Explore Jumbo Loan Options in Richmond, IN

Lendersa® aims to secure the optimal jumbo loan according to your financial situation. You can select one of three paths to align with matching lenders and their relevant jumbo loan programs.

The Lendersa® Jumbo mortgage calculator assists in comparing different lenders to determine who offers the best Jumbo refinance or purchase rate currently available for loans from $1,500,000 to $25,000,000.

Lendersa® rapidly compiles loan program data from many Jumbo lenders and quickly matches it with your unique financial profile and needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Richmond Jumbo Loan Lenders

  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • Lends in Indiana
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.

  • WUFFACE Federal Credit Union
  • 400 North A Street, Richmond, IN, 47374
  • Lends in Indiana
  • WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.

  • Wayne County Federal Credit Union
  • 3010 West Main Street, Richmond, IN, 47374
  • Lends in Indiana
  • Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.

  • Richmond City Employees Federal Credit Union
  • 50 North 5th Street, Richmond, IN, 47374
  • Lends in Indiana
  • Richmond City Employees Federal Credit Union has been open for over 50 years. Membership is open to the City Employees, employees of Morrisson-Reeves Library and Frontier/Verizon employees, and RP&L employees. Membership is also available to immediate family members of an existing member.

  • Natco Credit Union
  • 582 South Round Barn Road, Richmond, IN, 47374
  • Lends in Indiana
  • Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.

  • Health Care Professionals Federal Credit Union
  • 1810 Williamsburg Pike, Richmond, IN, 47374
  • Lends in Indiana
  • HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.

  • Wayne Bank
  • 145 W Main St, Cambridge City, IN, 47327
  • Lends in Indiana
  • Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,

  • Perfect Circle Credit Union
  • 631 E Main St., Hagerstown, IN, 47346
  • Lends in Indiana
  • Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.

  • Union Savings and Loan Association
  • 730 Central Avenue, Connersville, IN, 47331
  • Lends in Indiana
  • Founded in 1892, USLA is a conservative, “old school” bank, committed to the customer service and hometown style that has made us successful in the 19th, 20th, and now 21st Centuries. If you are looking for a bank that still maintains traditional values, still believes in community service, and still makes loan decisions locally, then Union Savings

  • Whitewater Regional FCU
  • 3030 Western Avenue, Connersville, IN, 47331
  • Lends in Indiana
  • Whitewater Regional FCU is a full-service credit union 1939. We have grown from our humble beginnings in a small office located above the factory floor of Roots Connersville Blowers to a small community credit union where everyone feels at home. We provide fast, friendly, convenient service for all of our members