2026 Super Jumbo Loan Limits for Ottawa, Franklin County, Kansas

For a jumbo loan beyond $726,200 in Ottawa, Franklin, KS, you need at least a 10% down payment. Lendersa® includes a directory of Non-QM and portfolio lenders capable of setting up jumbo loans to $3,000,000. Wealthy individuals could secure super jumbo loans up to $35,000,000.

Conforming high-balance loans have limits: $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.

Use our Jumbo mortgage rate calculator to access the latest jumbo mortgage rates, and determine downpayment, income, credit, reserves, and documents required for qualification.

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Explore Jumbo Loans in Ottawa, KS

The goal of Lendersa® is to find you an optimal jumbo loan to match your financial needs and situation. Start with one of three entry points to explore suitable lenders and jumbo loan programs.

The Lendersa® Jumbo mortgage calculator helps compare lenders to identify top refinance or purchase rates for loans between $1,500,000 to $25,000,000.

Lendersa® compiles loan program data from thousands of lenders, rapidly aligning it with your financial profile to present tailored options.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Ottawa Jumbo Loan Lenders

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Patriots Bank
  • 131 East 4th Ave., Garnett, KS, 66032
  • Lends in Kansas
  • Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you

  • The University National Bank
  • 1400 Kasold Dr, Lawrence, KS, 66049
  • Lends in Kansas
  • We are a locally owned community bank in Lawrence, KS committed to giving our customers the best service possible. At UNB, you can feel the difference when you walk in the door or talk to us on the phone. We remain true to our core purpose: to provide value-added banking services to the Lawrence community by sticking to what we know best.

  • First Assured Mortgage
  • 4830 Bob Billings Pkwy, Suite 100A, Lawrence, KS, 66049
  • Lends in Kansas
  • We are a Kansas licensed mortgage broker which allows us to select the top lenders available to serve our customers. Our owners and staff are committed to providing our customers the lowest mortgage rates available from the very best wholesale mortgage lenders available. We offer most mortgage products available through FHA, VA, USDA,

  • The State Bank of Spring Hill
  • 201 South Webster Street, Spring Hill, KS, 66083
  • Lends in Kansas
  • Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years.

    We offer our customers old-time values mixed with progressive, automated banking services.

  • HOME LOAN ARRANGERS
  • 11850B S Homestead Ln, Olathe, KS, 66061
  • Lends in Kansas
  • Home Loan Arrangers Providing solutions for home loans for all loan types: Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow Holdback, FHA Escrow Holdback. Purchases and Refinances. Conventional, FHA, VA, USDA, Renovation Loans, 203K Loans, VA Escrow Holdback, USDA Escrow.

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • Lends in Kansas
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.

  • Forbes Field CU
  • 5920 SE Coyote Drive, Building 668, Topeka, KS, 66619
  • Lends in Kansas
  • Founded in 1958 as Hutchinson Air Guard Credit Union, Forbes Field Credit Union has grown from seven original members to almost 700. Offering share accounts, certificates of deposit, and a wide array of loan products, our mission has never waivered – to foster the ideal of economic freedom and serve as financial advocates for our members.

  • Topeka Firemen's Credit Union
  • 2447 SE 29th Street, Topeka, KS, 66605
  • Lends in Kansas
  • The Topeka Firemen's Credit Union was established to foster economic democracy by bringing the ideal of economic freedom to our members through the use of money based upon the beneficial needs of the members and not greed. We promote thrift by receiving our Members' savings in the payment of shares and extend loans to our Members.

  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • Lends in Kansas
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.