Jumbo Loan Limits for Ashland, Boyd County, KY in 2026

In Ashland, within Boyd county, KY, a jumbo loan exceeding $726,200 requires a 10% down payment at a minimum. Lendersa® provides a list of portfolio and Non-QM lenders that arrange Jumbo loans up to $3,000,000, while high-net individuals might secure super jumbo loans up to $35,000,000.

The limits for conforming high balance loans are as follows: $726,200 for single-family homes, $929,850 for 2-unit residences, $1,123,900 for 3-unit buildings, and $1,396,800 for 4-unit properties.

Use our Jumbo mortgage rate calculator to view current rates and verify downpayment, income, credit, reserves, and documentation requirements for qualification.

Explore offers from 100 lenders

Explore Jumbo Loan Options in Ashland, KY

Lendersa® strives to secure the best jumbo loan to fit your financial needs. Choose from three starting points to connect with matching lenders and programs.

Utilize the Lendersa® Jumbo mortgage calculator to compare lenders and determine who offers the best Jumbo refinance rates today or to obtain a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® quickly collects and aligns loan data from thousands of Jumbo lenders to match your unique financial profile and needs effectively.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Ashland Jumbo Loan Lenders

  • Members Choice Credit Union
  • 145 Russell Road, Ashland, KY, 41101
  • Lends in Kentucky
  • Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.

  • Bluegrass Community Credit Union
  • 2321 Carter Avenue, Ashland, KY, 41101
  • Lends in Kentucky
  • Our credit union was chartered on October 23, 1958. On August 23, 2004, we received our community charter. With our community charter, we are now able to offer membership to anyone who lives, works, or worships in Boyd County, Kentucky. The Credit Union is governed by an elected Board of Directors who volunteer their time.

  • Community Trust Bank
  • 1544 Winchester Avenue, Ashland, KY, 41101
  • Lends in Kentucky
  • Community Trust Bank, founded in 1903 in Pikeville, Kentucky, currently serves the people and communities of Kentucky, West Virginia, and Tennessee and is celebrating 115 years of service! Community Trust Bank serves its customers in Kentucky with 70 banking locations across eastern, northeastern, central and south central Kentucky.

  • EZ Mortgage Loans Inc.
  • 2021 13th St., Ashland, KY, 41101
  • Lends in Kentucky
  • At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.

  • Ashland Credit Union
  • 1300 Central Ave, Ashland, KY, 41101
  • Lends in Kentucky
  • Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.

  • First & Peoples Bank and Trust Company
  • 1001 Deidrich Boulevard, Russell, KY, 41169
  • Lends in Kentucky
  • We are a community bank located in Greenup County, Kentucky. We offer traditional banking services including deposit accounts and loans. We recently partnered with MasterCard for our First & Peoples Bank and Trust Company credit card. We also provide Estate Planning, Trust Administration, Custodial/Managed IRA accounts.

  • The First National Bank of Grayson
  • 200 S. Carol Malone Blvd, Grayson, KY, 41143
  • Lends in Kentucky
  • Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.

  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Lends in Kentucky
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.

  • Citizens Bank of Kentucky
  • 620 Broadway, Paintsville, KY, 41240
  • Lends in Kentucky
  • At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner.
    To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.

Also lends in Kentucky

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.