2026 Super Jumbo Loan Limits for Morehead, Rowan County, Kentucky

In Morehead County, Rowan, KY, loans beyond $726,200 require a minimum 10% down payment. Lendersa® lists both portfolio and Non-QM lenders who can provide jumbo loans up to $3,000,000, with super jumbo loans available for high net individuals up to $35,000,000.

Limits for conforming high balance loans are: $726,200 for single-families, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our Jumbo mortgage rate calculator to find current rates and determine required down payments, income, credit, reserves, and documentation for qualification.

Discover loan offers from 100 lenders

Variety of Jumbo Loan Choices in Morehead, KY

Lendersa® aims to secure the best jumbo loan meeting your financial needs. Choose from three pathways to connect with suitable lenders and loan programs.

The Lendersa® Jumbo mortgage calculator offers lender comparisons, allowing you to find competitive refinance rates or to secure a loan between $1,500,000 and $25,000,000.

Accessing data from numerous Jumbo lenders, Lendersa® quickly aligns options with your financial profile for tailored solutions.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Morehead Jumbo Loan Lenders

  • The Citizens Bank
  • 114 West Main St, Morehead, KY, 40351
  • Lends in Kentucky
  • The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens.

    The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.

  • Morehead Community Federal Credit Union
  • 503 West Main Street, Morehead, KY, 40351
  • Lends in Kentucky
  • At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978

    Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu

  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Lends in Kentucky
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.

  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Lends in Kentucky
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.

  • Owingsville Banking Company
  • 49 West Main Street, Owingsville, KY, 40360
  • Lends in Kentucky
  • The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.

  • Bank of the Mountains, Inc.
  • 204 Court Street, West Liberty, KY, 41472
  • Lends in Kentucky
  • Bank of the Mountains opened its doors in September 1973. As one of the few family-owned banks left in our state, we understand that relationships matter & strive daily to ensure that our customers are treated right.Nothing is more important to us than our customers feeling they have a partner they can depend on to accomplish their financial goals.

  • Peoples Bank of Kentucky, Inc.
  • 106 South Main, Flemingsburg, KY, 41041
  • Lends in Kentucky
  • Peoples Bank has been the bank of choice for generations of area residents. We are proud to be locally owned and operated. We remain committed to the community and will continue to serve our customers with the respect and appreciation they deserve and also Peoples Bank has been the bank of choice for generations of area residents.

  • The First National Bank of Grayson
  • 200 S. Carol Malone Blvd, Grayson, KY, 41143
  • Lends in Kentucky
  • Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.

  • Traditional Bank
  • 49 West Main Street, Mount Sterling, KY, 40353
  • Lends in Kentucky
  • Traditional Bank is not new to community banking. Our story begins in 1902 when two banks were formed in Mt. Sterling, KY. In 1988 they merged & that new bank would ultimately become known as Traditional Bank. Since the merger in 1988, all of the bank’s growth has been organic. We have not purchased any banks, but have instead grown.

  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • Lends in Kentucky
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.