Find 2026 Jumbo and Super Jumbo Lenders in Richmond, KY

In the county of Madison, KY, specifically in Richmond, a jumbo loan that exceeds $726,200 requires at least a 10% down payment. Lendersa® provides a comprehensive list of both portfolio and Non-QM lenders who can arrange Jumbo loans with limits reaching $3,000,000. For high-net individuals, larger super jumbo loans are available, up to $35,000,000.

The allowable limits for conforming high balance loans are: $726,200 for a single-family home, $929,850 for 2-unit residences, $1,123,900 for 3-unit homes, and $1,396,800 for properties with 4 units.

To explore current jumbo mortgage rates and assess what's needed for your downpayment, income, credit, reserves, and documents, employ our Jumbo mortgage rate calculator.

Explore loan offers from 100 diverse lenders

Explore Your Jumbo Loan Options in Richmond, KY

The aim of Lendersa® is to ensure you receive the best possible jumbo loan according to your financial circumstances. Begin by selecting one of three pathways that will align you with suitable lenders and jumbo loan programs.

Using Lendersa®'s Jumbo mortgage calculator, compare lenders to uncover the best Jumbo refinance rates or to secure a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® swiftly gathers extensive loan program data from thousands of Jumbo lenders and matches it with your unique financial profile, ensuring your specific needs are met efficiently.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Richmond Jumbo Loan Lenders

  • First Century Lending
  • 2013 Merchant Dr, Suite 1, Richmond, KY, 40475
  • Lends in Kentucky
  • First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:

    Home Mortgages
    Commercial Loans
    Personal Installments
    Home Equity

  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • Lends in Kentucky
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • CBGC Mortgage Kentucky
  • 2333 Alexandria Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.

  • Pro Mortgages LLC
  • 153 Prosperous Place, Suite 2B, Lexington, KY, 40509
  • Lends in Kentucky
  • At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,

  • MSI Lending of Lexington
  • 3270 Blazer Parkway, Suite 202, Lexington, KY, 40509
  • Lends in Kentucky
  • At MSI Lending of Lexington we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Fahe
  • 319 Oak Street, Berea, KY, 40403
  • Lends in Kentucky
  • Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,

  • Farmers Bank Jessamine County
  • 200 North Main Street, Nicholasville, KY, 40356
  • Lends in Kentucky
  • One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.

  • Peoples Exchange Bank
  • 101 North Main Street, Winchester, KY, 40391
  • Lends in Kentucky
  • Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.