Super Jumbo Loan Limits by lenders in Richmond, Madison County, KY

In the county of Madison, KY, specifically in Richmond, a jumbo loan that exceeds $726,200 requires at least a 10% down payment. Lendersa® provides a comprehensive list of both portfolio and Non-QM lenders who can arrange Jumbo loans with limits reaching $3,000,000. For high-net individuals, larger super jumbo loans are available, up to $35,000,000.

The allowable limits for conforming high balance loans are: $726,200 for a single-family home, $929,850 for 2-unit residences, $1,123,900 for 3-unit homes, and $1,396,800 for properties with 4 units.

To explore current jumbo mortgage rates and assess what's needed for your downpayment, income, credit, reserves, and documents, employ our Jumbo mortgage rate calculator.

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Explore Your Jumbo Loan Options in Richmond, KY

The aim of Lendersa® is to ensure you receive the best possible jumbo loan according to your financial circumstances. Begin by selecting one of three pathways that will align you with suitable lenders and jumbo loan programs.

Using Lendersa®'s Jumbo mortgage calculator, compare lenders to uncover the best Jumbo refinance rates or to secure a Jumbo loan ranging from $1,500,000 to $25,000,000.

Lendersa® swiftly gathers extensive loan program data from thousands of Jumbo lenders and matches it with your unique financial profile, ensuring your specific needs are met efficiently.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Wilson & Muir Bank & Trust Company
  • 107 N. 3rd Street, Bardstown, KY, 40004
  • Lends in Kentucky
  • Wilson & Muir Bank & Trust Company is dedicated to professional and reliable service, delivered with integrity, to fulfill the banking needs of its clients.

    With our rich history and generations of experience, WMB continues to guide our clients toward their financial objectives.

  • JPMortgage Company
  • 1002 Granite Drive, Suite 7, Bardstown, KY, 40004
  • Lends in Kentucky
  • "JPMortgage Company is committed to providing you with the best and lowest mortgage rates and closing costs available.

    Our experienced JP Mortgage Company Professionals can help you make an informed, educated decision on your mortgage anywhere in the State of Kentucky or Indiana."

  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • Lends in Kentucky
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.

  • Forcht Bank
  • 58 Broadway Street, Dry Ridge, KY, 41035
  • Lends in Kentucky
  • Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.

    Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor

  • United Citizens Bank of Southern Kentucky
  • 700 Jamestown Street, Columbia, KY, 42728
  • Lends in Kentucky
  • United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing

  • Bank of Columbia
  • 144 Public Square, Columbia, KY, 42728
  • Lends in Kentucky
  • Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.

  • Kessler Mortgage LLC
  • 3475 Milltown Road, Columbia, KY, 42728
  • Lends in Kentucky
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Lends in Kentucky
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.