Jumbo Loan Limits for Berea, Madison County, KY in 2026

In Berea, Madison, KY, jumbo loans above $726,200 demand a minimum down payment of 10%. Lendersa® offers a comprehensive list of portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000, with possibilities for super jumbo loans up to $35,000,000 available to wealthier individuals.

Conforming high balance loans have the following limits: $726,200 for single-family homes, $929,850 for 2-unit dwellings, $1,123,900 for 3-unit buildings, and $1,396,800 for 4-unit properties.

To determine the necessary downpayment, income, credit, reserves, and documents for qualification, use our Jumbo mortgage rate calculator to view current jumbo mortgage rates.

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Available Jumbo Loan Options in Berea, KY

Lendersa® is committed to finding you the best jumbo loan tailored to your financial situation. Choose from three starting paths to connect with matched lenders and suitable jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows you to compare various lenders to discover who has the best Jumbo refinance rate today, or to apply for a Jumbo loan between $1,500,000 and $25,000,000.

Lendersa® efficiently collects and analyzes data from numerous Jumbo lenders, rapidly aligning it with your financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Berea Jumbo Loan Lenders

  • Fahe
  • 319 Oak Street, Berea, KY, 40403
  • Lends in Kentucky
  • Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,

  • First Century Lending
  • 2013 Merchant Dr, Suite 1, Richmond, KY, 40475
  • Lends in Kentucky
  • First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:

    Home Mortgages
    Commercial Loans
    Personal Installments
    Home Equity

  • PBK BANK, INC.
  • 120 Frontier Boulevard, Stanford, KY, 40484
  • Lends in Kentucky
  • PBK has been in business for over 100 years. We opened our first office in Hustonville, Kentucky in 1906 and have been growing and expanding ever since. We have a vast array of banking services including checking and savings accounts, certificates of deposit, IRA’s, Christmas and Vacation club accounts, health savings accounts.

  • Farmers Bank Jessamine County
  • 200 North Main Street, Nicholasville, KY, 40356
  • Lends in Kentucky
  • One of the earliest financial institutions in Jessamine County was the Farmers Exchange Bank, located on the corner of Main and Walnut Streets in Nicholasville. As with many individuals and businesses, they experienced financial hardships during the depression of the late 1920’s early 1930’s.

  • Farmers National Bank of KY
  • 304 W Main St, Danville, KY, 40422
  • Lends in Kentucky
  • Farmers National Bank has a long, deep-rooted history as a financial institution. Since February 10, 1879, the bank has served customers in ways that earn their trust and loyalty. As it has helped generations of customers in the Bluegrass state achieve their goals, it is known as Your Lifetime Bank.

  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • Lends in Kentucky
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Martin Blair - EMB Lenders
  • 141 Prosperous Place, Suite 25, Lexington, KY, 40509
  • Lends in Kentucky
  • Our team of mortgage professionals, led by Martin Blair, has well over a century of experience "making home happen". Powered by EMB Lenders, a Division of Mid America Mortgage Inc, our team has nationwide reach but provides a personalized, hands-on loan experience. We are currently licensed to provide mortgages in-house.

  • CBGC Mortgage Kentucky
  • 2333 Alexandria Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • CBGC LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.

  • Pro Mortgages LLC
  • 153 Prosperous Place, Suite 2B, Lexington, KY, 40509
  • Lends in Kentucky
  • At Pro Mortgages LLC You can trust us to find the loan program that’s best for you. When you decide to buy a home or refinance a mortgage, it’s a big step. Buying a new home is a source of anxiety, frustration — and a huge sense of accomplishment. You didn’t pick the house that was best for someone else,