Jumbo Loan Limits for Houma, Terrebonne County, LA in 2026

To qualify for a jumbo loan exceeding $726,200 in Houma, located within Terrebonne, LA, a minimum down payment of 10% is mandatory. Lendersa® offers an extensive list of portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000. Individuals with significant wealth can obtain super jumbo loans up to $35,000,000.

The conforming high-balance loan limits by property type are: $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.

Use our Jumbo mortgage rate calculator to check current rates and assess the downpayment, income, credit, reserves, and necessary documents needed to qualify.

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Jumbo Loan Choices in Houma, LA

Lendersa® is focused on securing the most favorable jumbo loan for your particular financial situation. Start by choosing one of three pathways that align you with suitable lenders and relevant jumbo loan programs.

The Lendersa® Jumbo mortgage calculator lets you compare lenders to find the best Jumbo refinance rate or to arrange a Jumbo loan between $1,500,000 and $25,000,000. Data from thousands of Jumbo lenders is quickly matched to your financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Houma Jumbo Loan Lenders

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • La Terre Federal Credit Union
  • 701 Barrow Street, Houma, LA, 70360
  • Lends in Louisiana
  • La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.

  • T.E.A. Federal Credit Union
  • 7220 Main Street, Houma, LA, 70360
  • Lends in Louisiana
  • In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).

  • South Louisiana Bank
  • 1362 West Tunnel Blvd, Houma, LA, 70360
  • Lends in Louisiana
  • At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360
  • Lends in Louisiana
  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • La Maison Mortgage Corporation
  • 521 Goode St., Houma, LA, 70360
  • Lends in Louisiana
  • La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.

  • United Community Bank
  • 4626 Highway 1, Raceland, LA, 70394
  • Lends in Louisiana
  • United Community Bank is a full-service financial institution offering all the things that bigger banks offer, and one thing they don't: local people with a commitment to providing personal service and United Community Bank was formed in 1964 in Lafourche Parish. Over the years we've branched out to serve a five-parish region covering Lafourche.

  • American South Mortgage Lending
  • 613 Canal Blvd, Thibodaux, LA, 70301
  • Lends in Louisiana
  • American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.

  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Lends in Louisiana
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple

  • First National Bank USA
  • 13386 Hwy 90, Boutte, LA, 70039
  • Lends in Louisiana
  • Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts