2026 Super Jumbo Loan Limits for Hancock, Houghton County, Michigan

For a jumbo loan in Hancock, located in the county of Houghton, MI, a minimum down payment of 10% is required for any loan amount exceeding $726,200. On the Lendersa® platform, you’ll find a diverse list including both portfolio and Non-QM lenders ready to arrange jumbo loans capped at $3,000,000. Super jumbo loans, reaching up to $35,000,000, are accessible to individuals with significant net worth.

The established conforming high balance loan limits are as follows: $726,200 for a single-family home, $929,850 for properties with two units, $1,123,900 for those with three units, and $1,396,800 for four-unit residences.

Our Jumbo mortgage rate calculator can assist in determining current rates and assess the down payment, income, credit qualifications, reserves, and required documentation for eligibility.

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Available Jumbo Loan Choices in Hancock, MI

Lendersa® is committed to finding the best jumbo loan options suited to your unique financial situation and goals. Start by choosing one of three pathways to connect with suitable lenders and programs.

Through the Lendersa® Jumbo mortgage calculator, you can evaluate different lenders to identify who offers the most favorable Jumbo refinance rate or facilitate the purchase of a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® rapidly collects and compares loan program data from a vast number of Jumbo lenders, aligning it with your distinct financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Hancock Jumbo Loan Lenders

  • Superior National Bank and Trust
  • 235 Quincy Street, Hancock, MI, 49930
  • Lends in Michigan
  • Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.

  • Midwest Loan Services
  • 400 Quincy Street, 6th Floor, Hancock, MI, 49930
  • Lends in Michigan
  • Mortgage loan subservicing is a highly demanding and regulated discipline – one that requires precise expertise for handling thousands of complex tasks. Today’s environment is not for the inexperienced, or those who are stuck in the status quo. That’s why lenders all over the country trust Midwest.

  • Michigan Tech Employees Federal Credit Union
  • 700 E Sharon Ave., Houghton, MI, 49931
  • Lends in Michigan
  • The MTEFCU, was founded by employees of Michigan Tech University, which used to be the Michigan Mining School. The intention of the credit union was to provide employees access to loans with reasonable interest rates.Membership is open to anyone who lives, works, or conducts business in Houghton, Keweenaw, or Baraga Counties.

  • Torch Lake Federal Credit Union
  • 400 Hecla Street, Calumet, MI, 49913
  • Lends in Michigan
  • In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955

  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Lends in Michigan
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Lake Superior Credit Union
  • 801 River Street, Ontonagon, MI, 49953
  • Lends in Michigan
  • Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.

  • Settlers Federal Credit Union
  • 14623 M-28, Bruce Crossing, MI, 49912
  • Lends in Michigan
  • Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.

  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849
  • Lends in Michigan
  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • The Miners State Bank
  • 312 W. Genesee Street, Iron River, MI, 49935
  • Lends in Michigan
  • The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.

  • Embers Credit Union
  • 601 S McClellan Avenue, Marquette, MI, 49855
  • Lends in Michigan
  • We're an institution that was born and raised in the Upper Peninsula of Michigan. The #EmbersTeamMembers strive to spark financial opportunities and offer solid advice to get our membership to the next level. Our fire burns for everyone that calls the U.P. home. So, as we always say, #LiveitUP.